Commercial Banker

Duties And Responsibilities

• Interviews customers and prospective customers and prepares documentation for commercial loans including: Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
• Maintains aggressive commercial calling program for new and existing customers.
• Affords assistance to other Bankers in governmental lending programs.
• Attends and participates in community affairs to promote the bank’s image.
• Reviews final loan documentation to determine appropriate recommendations.
• Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.
• Carrries out a variety of business development activities to identify bank prospects.
• Ensures compliance with existing loan policies and procedures and assists in policy development and modification.
• Works with customers to establish personalized Treasury Management services according to the customer’s needs.
• Receives and responds to various customer questions and solves customer problems.
• Reviews Collateral Protection Reports and determines appropriate course of action.
• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews.
• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
• Contacts delinquent loan customers.
• Maintains a good working relationship with bank employees.

Physical Demands / Work Environment

• Requires the use of manual dexterity skills for typing up to 25% of the business day.
• Specific vision requirements include close vision of 18”-20”, distance vision and depth perception for computer work and travel.

Salary Range

$95,000.00 - $283,500.00