Commercial Banker

About the role

The Commercial Banker position at Nicolet National Bank is responsible for administering and supporting commercial banking activities to meet departmental goals and objectives. This includes developing and maintaining commercial loan accounts, managing loan portfolios, providing financial advice, and building new business relationships.

Responsibilities

• Develop and maintain a variety of commercial loan accounts (secured and unsecured)
• Provide maximum profitability to the bank at minimum risk
• Manage portfolio within the terms approved and in conformity with bank's lending policy
• Provide feedback to customers on business management and financial matters
• Develop new business by calling on prospects and customers for commercial loans
• Manage an ongoing portfolio including past dues, collateral exceptions, renewals, review and account management of overdrafts and collection activities
• Collect and analyze information reflecting the current financial position of customers and prospects
• Recommend credit structure and close credit relationships if appropriate
• Direct and manage work activity of administrative staff
• Stay informed about new regulations, policies, and procedures related to commercial lending and general economic trends
• Uphold Nicolet’s philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations
• Communicate the value of diversity within the workplace and work successfully with others without regard to non-job-related classifications

Requirements

• Bachelor's Degree in Finance, Accounting, Business Administration or similar
• 1-3 years of financial industry experience / 2-5 years Commercial Banking experience
• PC, phone system, general office equipment
• Ability to maintain strict confidentiality
• Solid judgment and decision-making skills
• Effective verbal and written communication skills and strong interpersonal skills

Qualifications

• Strong understanding of commercial lending practices and regulations
• Experience in managing loan portfolios and providing financial advice
• Excellent interpersonal and communication skills
• Ability to build and maintain customer relationships
• Knowledge of banking products and services

Skills

• Commercial lending
• Loan portfolio management
• Customer relationship management
• Financial analysis
• Communication and interpersonal skills

Benefits

• Medical, Dental, Vision, & Life Insurance
• 401(k) with a company match
• PTO & 11 1/2 Paid Holidays

Pay

Negotiable based on experience and qualifications.

Schedule

Full-time position with standard business hours.