Commercial Banker

About the role

The Commercial Banker position at Nicolet National Bank is responsible for administering and supporting commercial banking activities. This role involves developing and maintaining commercial loan accounts, managing loan portfolios, providing financial advice, and participating in community affairs.

Responsibilities

• Develop and maintain a variety of commercial loan accounts (secured and unsecured)
• Manage portfolio within the terms approved and in conformity with bank's lending policy
• Provide feedback to customers on business management and financial matters
• Develop new business by calling on prospects and customers for commercial loans
• Manage an ongoing portfolio including past dues, collateral exceptions, renewals, review and account management of overdrafts and collection activities
• Collect and analyze information reflecting the current financial position of customers and prospects
• Recommend credit structure and close credit relationships if appropriate
• Direct and manage work activity of administrative staff
• Stay updated on new regulations, policies, and procedures related to commercial lending and general economic trends
• Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations
• Communicate the value of diversity within the workplace and work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status, or other non-job-related classification

Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field
• 1-3 years of financial industry experience or 2-5 years of Commercial Banking experience
• PC, phone system, general office equipment
• Ability to maintain strict confidentiality
• Solid judgment and decision-making skills
• Effective verbal and written communication skills and strong interpersonal skills

Qualifications

• Knowledge of commercial lending practices and regulations
• Strong analytical and problem-solving skills
• Excellent organizational and time management skills
• Ability to build and maintain strong customer relationships
• Experience with Microsoft Office Suite

Skills

• Commercial lending knowledge
• Customer service skills
• Financial analysis
• Loan underwriting
• Collateral evaluation
• Regulatory compliance

Benefits

• Medical, Dental, Vision, & Life Insurance
• 401(k) with a company match
• PTO & 11 1/2 Paid Holidays