Commercial Banker

Core Responsibilities

• Use your industry and banking knowledge to grow the bank's commercial lending portfolio
• Be a market leader in your community to drive successful partnerships with centers of influence and community members

Why Mercantile Bank?

• Mercantile Bank was founded by entrepreneurs who believe building strong relationships and communities is accomplished through collaboration and innovation.
• Our commitment to our customers and community is at the core of all we do.
• Candidates must possess a robust combination of skills and experience, including a proven history of managing a diverse commercial and industrial (C&I) loan portfolio of at least $100 million, formal credit training, and an entrepreneurial spirit.

A Look into Your Day

• Play a crucial role in enhancing the bank's profitability through relationship-building with customers and prospects
• Sytematically develop a potential customer list and utilize cross-selling skills to promote bank products, including deposits and treasury management solutions
• Auditor loan requests for alignment with the bank's credit and profitability standards while diligently monitoring credit and asset quality through consistent reporting and follow-up with borrowers
• Represent the bank at various community functions to strengthen local ties, manage and grow a commercial loan portfolio aimed at maximizing earnings and minimizing delinquency
• Prepare loan write-ups, maintain reporting systems, and present client insights to the Board of Directors

Requirements

• Five or more years' Commercial Lending experience including experience as a Credit Analyst
• Bachelor's degree in finance or accounting
• Formal Banking Credit Training is a must

Benefits

• Competitive compensation
• Bonus opportunities
• Best-in-class benefit options
• Minimum of 4 weeks' vacation, sick time, 11 paid holidays
• Generous 401k match of 5%
• Company paid life insurance
• Tuition reimbursement
• IVF and adoption assistance
• Zero-interest loans for fitness equipment and business attire
• Discounted bank services
• Employee stock purchase plan
• 529 savings plans
• Health savings accounts
• Flexible spending accounts
• Legal protection
• Exceptional training and development opportunities
• Encouragement to connect with community through volunteer opportunities