Commercial Banker

About the role

As a Commercial Banker at First Citizens Bank, you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals. Commercial Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies with over $10MM in annual revenues. You will serve as the primary contact for borrowing needs and provide subject-matter expertise for deposit and cash flow management. This position may be filled as a Commercial Banker I or II based on skills and experience.

Responsibilities

• Contribute to the growth of the bank through business loans, deposits, and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community, and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Collaborate with various bank partners to support and deepen full client relationships.

Requirements

• Bachelor’s degree with a minimum of 6 years of experience in business or commercial lending, credit, or business development, or
• High school diploma or GED with a minimum of 10 years of experience in business or commercial lending, credit, or business development.

Skills

• Business development experience
• Financial analysis and credit underwriting skills
• Knowledge of commercial lending, deposit, and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience
• Established Centers of Influence (COIs) and referral sources (preferred)

Benefits

First Citizens Bank is committed to providing a competitive, thoughtfully designed, and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.