Commercial Banker 3

Essential Duties and Responsibilities

• Manage large size secured or asset based credit loans, working capital lines of credit, and treasury opportunities that are extensive and complex.
• Focus in prospecting larger opportunities with manufacturers, distributors, large scale real estate transactions, and business involved in international trade.
• Possess a deep understanding of Arvest’s CFB4 process to develop commercial relationships for marketing Arvest’s products and services to meet current and future needs of clients.
• Maintain an effective working relationship and open communication with clients to enhance knowledge of business condition opportunities and potential risks.
• Build internal relationships with other departments such as Treasury Management, International Banking, Wealth Management and Equipment Finance to enhance the overall banking relationship ensuring the client’s business objectives are met.
• Perform ongoing review of portfolio for appropriate customer alignment and focus based on opportunities and market data.
• Cultivate prospects through client referrals, networking, social media, sales calls and participation in professional organizations, social contacts and relationships built in the community.
• Analyze current financial information on existing loans for the purpose of conducting periodic reviews to determine the ongoing credit worthiness of clients.
• Consult with clients and prospective clients to make sound financial recommendations for qualifying services.
• Work within underwriting authority and exercise appropriate discretion daily to analyze loan prospects.
• Actively participate in civic and public relations activities that provides new business for the bank and further development of relationships with existing customers.
• Maintain knowledge and adherence to all federal and state regulations and Arvest Loan Policy and Procedures.
• Respond to and resolve client complaints and/or questions.
• Understand and comply with bank policy, laws, regulations, and the bank’s BSA/AML Program, as applicable to your job duties.
• Ensure direct reports have completed required compliance training and are adhering to all internal procedures and controls as it relates to bank policy, laws, regulations and Arvest’s BSA/AML Program.
• Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.

Qualifications

• Relevant military experience is considered for veterans and transitioning service members.
• Completion of Commercial Lending School within first 24 months in position required.
• Completion of CFB4 training within first 6 months required.
• Proven ability to build full banking relationships required.
• Commercial Lending School, Omega Cash Flow analysis courses, or pursuing an advanced degree preferred.
• Arvest experience preferred.

Physical Demands

• While performing the duties of this job, the associate is regularly required to stand, walk, sit, and to talk and hear.
• The associate must occasionally reach with hands and arms, stoop, kneel, or crouch.
• The associate may occasionally be required to lift or move up to 25 pounds.
• The associate must be able to travel occasionally by themselves within the U.S., including overnight, and via automobile and air.
• The noise level in the work environment is usually moderate.