Commercial Bank Fund Analyst

The Role

The Analyst is responsible for supporting a portfolio of clients that consists of institutional investors.

• Underwrites and coordinates the closing of Fund Finance credit products in compliance with the Bank’s lending policies and procedures.
• Reviews information, evaluates risk, and engages with clients, building relationships with appropriate stakeholders. Communicates internally to recommend and execute on responses to changing situations for clients / across the portfolio broadly. Ensures that portfolio management practices meet Avidbank standards.
• Analyzes market conditions to ensure proper underwriting standards and portfolio management is being maintained.
• Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
• Gathers and analyzes all information necessary to present a financing request to senior management or Loan Committee for approval.
• Solves problems relative to processing and servicing of loans within the portfolio; prepares loan disbursements in accordance with agreements.
• Reviews quarterly financial reporting, borrowing bases, and compliance certificates to assess compliance with credit agreements.

Qualifications

• Thorough understanding of financial services and banking products.
• Strong underwriting and portfolio management skills.
• Ability to manage complex credits and client relationships.
• Background in Fund Finance a plus.
• Results driven.
• Thrives in a dynamic environment and has keen sense of urgency.
• Skilled communicator.
• Ability to interpret financial data and reports and when necessary recommend appropriate actions.
• Ensures absolute confidentiality in all areas of responsibility.

Experience Required

• This level of knowledge is normally acquired through a Bachelor's degree along with at least 2 years of experience.

Benefits

• Avidbank offers full-time employees’ competitive compensation, medical, dental, vision, life insurance, long term disability insurance, 401k with matching, paid holidays and a competitive paid time off policy.

Pay

• Pay range: $75,000 to $90,000

Schedule

• Work Location Type: Hybrid or Remote
• Location: San Jose, California

Benefits

• Avidbank offers full-time employees’ competitive compensation, medical, dental, vision, life insurance, long term disability insurance, 401k with matching, paid holidays and a competitive paid time off policy.

Equal Opportunity Employer

• Avidbank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.