Collateral Appraiser

Order, track, and manage residential property appraisals through approved AMCs. Review appraisal reports for accuracy, completeness, and compliance with USPAP, AIR, and investor requirements. Apply licensed appraisal expertise to analyze property valuations, market conditions, and comparable sales. Evaluate collateral for Non‑QM loan products, including DSCR, bank‑statement, and investment property loans. Identify red flags such as unsupported adjustments, inadequate comparable selection, and marketability concerns. Document collateral findings clearly and escalate valuation risks to underwriting when appropriate. Coordinate appraisal revisions, reconsiderations of value (ROVs), and property‑related conditions. Communicate effectively with AMCs, underwriters, brokers, and internal teams to resolve collateral issues. Ensure appraisal turn times and service‑level expectations are met. Stay current on appraisal regulations, licensing requirements, market trends, and Non‑QM investor overlays. Participate in appraisal‑related audits, quality control reviews, and internal calibration efforts.

Responsibilities

• Order, track, and manage residential property appraisals through approved AMCs.
• Review appraisal reports for accuracy, completeness, and compliance with USPAP, AIR, and investor requirements.
• Analyze property valuations, market conditions, and comparable sales using licensed appraisal expertise.
• Evaluate collateral for Non‑QM loan products (DSCR, bank‑statement, investment property loans).
• Identify red‑flag issues such as unsupported adjustments, inadequate comparable selection, and marketability concerns.
• Document findings and escalate valuation risks to underwriting when appropriate.
• Coordinate appraisal revisions, reconsiderations of value (ROVs), and property‑related conditions.
• Communicate with AMCs, underwriters, brokers, and internal teams to resolve collateral issues.
• Maintain appraisal turn times and meet service‑level expectations.
• Stay updated on appraisal regulations, licensing requirements, market trends, and Non‑QM investor overlays.
• Participate in appraisal‑related audits, quality‑control reviews, and internal calibration efforts.

Requirements

• Active state‑licensed or state‑certified residential appraiser license in good standing (required).
• 3+ years of experience in residential real estate appraisal or mortgage collateral review.
• Experience evaluating investment properties, rural, unique, or complex residential properties.
• Familiarity with appraisal platforms and LOS systems (e.g., Encompass, Lending QB, MeridianLink).
• Excellent analytical, valuation, and risk‑assessment skills.
• Clear, professional written and verbal communication abilities.
• High attention to detail with strong time‑management skills.
• Ability to manage high‑volume workflows in a fast‑paced environment.
• Collaborative, self‑motivated professional with a commitment to quality and compliance.
• Fully remote position.