Collateral Analyst - Central KY

About the role

Farm Credit Mid-America is a financial services cooperative dedicated to serving farmers and rural residents in six states. We are committed to securing the future of rural communities and agriculture.

Responsibilities

• Conducts appraisals and valuations of loan collateral and acquired properties, including site inspections for environmental risks.
• Develops and maintains comparable sales information.
• Provides consultative support on valuation issues, market trends, and environmental risk considerations to internal and external stakeholders.
• Supports effective team operations and customer service by coordinating coverage, maintaining availability, representing the association at offices and industry events, and performing other assigned duties such as non-local appraisals/valuations, appraisal reviews, chattel valuations, and fee service assignments.
• Manages assigned work with minimal direction, delivering a high degree of accuracy, quality, and timely completion.
• Evaluates information and makes informed decisions.
• Anticipates needs, manages competing priorities, and proactively communicates status or risks.
• Supports process improvements by identifying gaps and recommending practical solutions.
• Collaborates effectively across teams to advance shared goals and business outcomes.
• Serves as a resource to less experienced team members through informal guidance.

Requirements

High School Diploma/GED with 7 years relevant experience required. Bachelor's degree with 3 years relevant experience preferred. Associate Appraisal License or Licensed/Certified Residential or Certified General State License preferred. Agriculture experience preferred. Strong critical thinking skills with the ability to work through complex collateral or valuation scenarios. Willingness to travel regularly within the assigned market area.

Qualifications

• High School Diploma/GED
• 7 years relevant experience
• Bachelor's degree with 3 years relevant experience (preferred)
• Associate Appraisal License or Licensed/Certified Residential or Certified General State License (preferred)
• Agriculture experience (preferred)
• Strong critical thinking skills with the ability to work through complex collateral or valuation scenarios
• Willingness to travel regularly within the assigned market area

Skills

Functional knowledge and sound judgment to deliver dependable, high-quality work with minimal direction. Solid understanding of appraisal and valuation methods. Ability to analyze market trends, comparable sales, adjustment factors, depreciation, capitalization rates, and valuation methodologies. Strong communication and problem-solving skills. Ability to anticipate needs, manage competing priorities, and proactively communicate status or risks. Strong collaboration and resource sharing abilities.

Benefits

• Medical, dental, and vision insurance
• Well-being and fitness reimbursement programs
• Paid vacation, sick leave, and holidays
• 401(k) plan with company contributions and matching opportunities
• Paid parental leave
• Short-term and long-term disability coverage
• Tuition reimbursement and professional development programs
• Community involvement and volunteer opportunities
• Variable compensation opportunities for eligible positions

Pay

The salary range for this position is estimated to be $60,265.00 – $125,909.00 annualized, reflecting the company's current estimate of the potential compensation range at the time of posting. Final compensation will be determined based on factors such as experience, skills, education, qualifications, and allotted budget. The organization offers a comprehensive benefits program as part of its overall compensation strategy, and salary ranges are reviewed periodically to remain aligned with market conditions.

Schedule

This role is full-time, onsite, with 50% - 75% travel required.