CNB Bank, Portfolio Monitoring Analyst (Credit Admin) -Hybrid

Key Responsibilities

• Assess ongoing credit risk in the bank’s commercial loan portfolio through the timely review of assigned loans.
• Test all financial covenants required for assigned loans in the commercial portfolio and determine compliance based on parameters set forth in the executed loan documents.
• Upon receipt of required financial statements from the customer, update spreads within the bank’s loan origination system.
• Identify any deviations from agreed upon performance metrics and raise credit concerns to all related business partners.
• Collaborate with business partners to ensure appropriate usage of performance covenants and accurate documentation of calculation verbiage.

Attitudes

• Builds Positive Relationships With Internal And External Clients By Valuing Other's Feelings And Rights In Both Words And Actions, And Embracing Other's Unique Beliefs, Backgrounds, And Perspectives
• Demonstrates Respect – Maintain a high regard for the qualities, skills and positive attributes of colleagues, cultivating an environment where everyone feels valued, heard and empowered to contribute their best.
• Client Focus – Proactively seek to understand and prioritize meeting the needs of our internal clients.
• Inclusion – Actively work to create an environment where everyone feels valued, respected and has a strong sense of belonging. Leverage each team member’s unique viewpoints and skills.

Competencies

• Reflects Skill, Good Judgement, Positive Conduct, And Personal Responsibility For Assigned Areas.
• Seeks To Implement And Leverage Services And Technologies That Create Efficiencies.
• Demonstrates Strong Business Ethics And Honest Behaviors And The Ability To Positively Influence And Work With Others To Achieve Excellent Results.
• Demonstrates Leadership – Demonstrates confidence and vision while guiding, motivating, and empowering others to achieve shared goals in a supportive and results-driven environment.
• Integrity – Consistently act in a way that is honest, ethical, and responsible, building trust and fostering a positive work environment.
• Collaboration – Exhibit a team-oriented mindset, contributing to a culture of collaboration and open, effective communication. Actively engage with cross-functional teams, working towards building strong, productive working relationships.
• Volunteerism- Seek opportunities to support local initiatives and make a positive impact in local communities.