CLU Senior Credit Underwriting Manager

About the role

The CLU Senior Credit Underwriting Manager will be responsible for directing, managing and mentoring a team of CLU commercial loan underwriters engaged in the activities of underwriting and reviewing new and renewal commercial loan requests and producing credit memorandums used by lending and credit management for the purposes of approving, monitoring, and managing commercial loan relationships. The CLU Senior Credit Underwriting Manager will also be responsible for completing commercial loan underwriting responsibilities along with their team.

Physical demands: While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required include close vision, peripheral vision, depth perception and the ability to focus.

Work environment: The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets.

Responsibilities

• Manage and mentor employees in the completion of commercial loan underwriting responsibilities for unsecured loans of $250M or more and secured exposures of greater than $250M
• Manage assignments and timely completion of workflow coming into the department including pre-flights, new and renewal loan request, annual reviews, and other credit activities
• Train and guide employees in the application of the bank’s loan policies and department procedures in the completion of their underwriting responsibilities
• Support and encourage employees, answering questions and serving as the subject matter expert to underwriting staff when needs arise in the performance of their duties
• Manage the performance appraisal process to measure the progress and development of assigned employees
• Provide feedback and assistance to upper management relative to commercial credit underwriting topics and responsibilities upon request
• Interview and hire commercial underwriting staff
• Approve employee timecards, overtime and vacation
• Underwrite the bank’s larger more complicated CLU credits in some of the bank’s highest relationship exposures
• Develop credit information for use by the CLU in making lending decisions on new, renewal, and