Claims - Liability Rotational Specialist

About the Company

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure offers a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing, and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, Amerisure manages nearly $1 Billion of Direct Written Premium and maintains $1.21 billion in surplus.

About the Role

This unique hybrid role (2 days a week in-office) allows you to handle a variety of desks depending on organizational needs, particularly in the absence of current employees. The role involves managing a rotating portfolio of mid-level to complex, high-severity, and specialized liability claims to ensure superior claims service and proactive claims disposition on a national basis. You will contribute to department goals and promote the success of the organization through relationship development with agencies, policyholders, and employees.

Responsibilities

• Directly handle an assigned portfolio of mid-level to complex auto and general liability claims in multiple jurisdictions on a rotating basis through proactive investigation, coverage determinations, liability and damages evaluations, and litigation management.
• Provide support to multiple teams, as needed, to manage claim portfolios on a temporary basis.
• Develop, negotiate, and coordinate the execution of resolution strategies designed to mitigate allocated loss adjustment expenses and costs in the best interest of the policyholder, agency, and organization.
• Establish and maintain proper reserves for each claim to accurately reflect the financial exposure.
• Report on and present large losses during internal file conferences and roundtables.
• Develop and execute risk transfer strategies and negotiate cost-share agreements.
• Adjudicate claims in accordance with Amerisure claims guidelines and quality standards.
• Serve as a subject matter expert to less experienced staff during rotational assignments.
• Attend mediations, settlement conferences, and trials.
• Maintain current knowledge of multijurisdictional legal developments and trends.
• Assist in file auditing and portfolio closing initiatives to help achieve department goals.

Requirements

• Bachelor’s degree or equivalent years of experience.
• 8 years of commercial claims experience, including high-complexity, high-severity general and auto liability claims.
• 5 years of experience handling litigated files and effectively directing outside defense counsel.
• Extensive knowledge of current tort, contract, and coverage laws in multiple jurisdictions.
• Ability to lead discussions, make presentations, and deliver technical results to a non-technical audience.
• Excellent organizational skills and ability to function in a changing environment.
• Willingness to take on new assignments as required.
• Ability to think strategically with supporting analytical and problem-solving skills, including the ability to deal with ambiguity.
• Demonstrated ability to build positive relationships and partnerships within the department, across the organization, and with external customers.
• Industry accreditation preferred.
• Ability to obtain appropriate state licensing as required.
• Ability to travel overnight up to 20%.

Benefits

• Competitive base pay and performance-based incentive pay.
• Comprehensive health and welfare benefits.
• 401(k) savings plan with profit sharing.
• Generous paid time off programs.
• Flexible work arrangements to promote work-life balance.

Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance, Amerisure provides a workplace that fosters excellence and professional growth.