Claims - Liability Rotational Specialist
About the Company
Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure offers a comprehensive line of insurance products designed to protect businesses and the health and safety of employees. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises in construction, manufacturing, and healthcare. Ranked among the top 100 Property & Casualty companies in the U.S., Amerisure manages nearly $1 billion in Direct Written Premium and maintains $1.21 billion in surplus.
About the Role
This unique hybrid role (2 days a week in-office) allows you to rotate across various liability claims desks based on organizational needs. You will manage a portfolio of mid-level to complex, high-severity, and specialized liability claims, ensuring superior claims service and proactive disposition on a national basis. The role supports multiple teams temporarily and contributes to departmental goals aligned with the company’s strategic objectives.
Responsibilities
- Handle an assigned portfolio of mid-level to complex auto and general liability claims across multiple jurisdictions through proactive investigation, coverage determinations, liability and damages evaluations, and litigation management.
- Provide temporary support to multiple teams to manage claim portfolios as needed.
- Develop, negotiate, and coordinate resolution strategies to mitigate allocated loss adjustment expenses and costs in the best interest of policyholders, agencies, and the organization.
- Establish and maintain accurate reserves for each claim to reflect financial exposure.
- Report and present large losses during internal file conferences and roundtables.
- Develop and execute risk transfer strategies and negotiate cost-share agreements.
- Adjudicate claims in accordance with Amerisure’s claims guidelines and quality standards.
- Serve as a subject matter expert to less experienced staff during rotational assignments.
- Attend mediations, settlement conferences, and trials.
- Maintain current knowledge of multijurisdictional legal developments and trends.
- Assist in file auditing and portfolio closing initiatives to achieve department goals.
Requirements
- Bachelor’s degree or equivalent years of experience.
- 8 years of commercial claims experience, including high-complexity, high-severity general and auto liability claims.
- 5 years of experience handling litigated files and directing outside defense counsel.
- Extensive knowledge of current tort, contract, and coverage laws in multiple jurisdictions.
- Ability to lead discussions, make presentations, and deliver technical results to non-technical audiences.
- Excellent organizational skills and adaptability in a changing environment.
- Willingness to take on new assignments as required.
- Strategic thinking with strong analytical and problem-solving skills, including handling ambiguity.
- Demonstrated ability to build positive relationships and partnerships within the department, across the organization, and with external customers.
- Industry accreditation preferred.
- Ability to obtain required state licensing.
- Willingness to travel overnight up to 20%.
Benefits
- Competitive base pay and performance-based incentive pay.
- Comprehensive health and welfare benefits.
- 401(k) savings plan with profit sharing.
- Generous paid time off programs.
- Flexible work arrangements to promote work-life balance.
Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance, Amerisure fosters excellence and professional growth in a collaborative and rewarding workplace.