Claims Counsel

About Us

At USLI, we’re not just about insurance — we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration, and growth. Here, you’ll have the opportunity to shape the future of insurance and make a meaningful impact.

Responsibilities

• Serve as internal claims counsel to support claims adjusters.
• Identify, evaluate, and analyze coverage issues.
• Draft comprehensive coverage and denial letters to ensure clarity in communication with policyholders.
• Manage outside counsel in litigated matters.
• Proactively negotiate settlement of claims within evaluation and designated authority levels.
• Perform legal research and provide legal opinions to claims personnel.
• Keep abreast of insurance coverage case law, trends, and experience, and prepare summaries for dissemination within the company.
• Occasional travel.

Requirements

• Juris Doctorate (JD).
• 1 to 5 years of law firm/litigation experience and/or 3-7 years of claims handling experience.
• Good working knowledge of Westlaw and the ability to perform legal research efficiently.

Skills

• Ability to evaluate complex legal issues.
• Strong negotiation abilities to effectively resolve disputes and manage settlements.
• Excellent oral and written communication skills for drafting letters and providing legal opinions.
• Ability to work independently, manage multiple cases simultaneously, and maintain efficient operations.

Benefits

• Competitive salary and performance-based triannual bonuses.
• Medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees.
• Profit-sharing program.
• Free lunch every day while onsite.
• More than 450 annual personal and professional development courses.

Schedule

5 days per month to work remotely.

About Our Culture

At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds, and life experiences. We actively encourage open dialogue on diversity, equity, inclusion, and belonging to support a workplace where every individual feels valued, respected, and empowered to contribute at their fullest potential.