Chief Underwriting Officer Construction Program

Responsibilities

• Serve as the senior underwriting authority for the construction program.
• Develop and maintain underwriting guidelines, appetite, pricing philosophy, and risk selection standards.
• Underwrite and oversee California construction risks, including homebuilders, general contractors, primary general liability, excess liability, and construction-related casualty exposures.
• Build a disciplined and profitable portfolio while supporting strategic growth initiatives.
• Establish underwriting authority levels and referral protocols.
• Collaborate with the brokerage sister company to leverage market intelligence, distribution, and producer relationships.
• Build and maintain strong relationships with carriers, reinsurers, actuaries, and other key market partners.
• Represent the organization as a credible underwriting authority with reinsurers and capacity providers.
• Participate in the development and negotiation of reinsurance and capacity arrangements.
• Maintain a strong market presence and reputation within the construction insurance community.

Qualifications/Requirements

• A minimum of 7+ years of commercial insurance underwriting experience, with preference for senior-level expertise.
• Deep knowledge of commercial construction insurance, particularly in California construction risks.
• Strong technical underwriting skills across primary general liability and excess liability.
• Experience underwriting risks related to homebuilders, general contractors, and construction-related exposures.
• A proven track record of profitable underwriting and disciplined risk selection.
• Established relationships and credibility with reinsurers, carriers, brokers, and wholesale distribution.
• A reputation as a technically sound and respected underwriter within the market.
• Experience developing or managing underwriting guidelines, appetite, authority, and portfolio strategy.
• Strong communication and leadership skills.
• An entrepreneurial mindset with the desire to build and grow a new underwriting platform.