Certified Financial Planner/Consultant

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Provides comprehensive financial planning advice to both banking and non-banking clients in such a way as to provide unbiased financial recommendations to all types of clients.
• Should be perceived as a knowledgeable and trusted advisor on matters relating to investment planning, retirement planning, education funding planning, and estate planning.
• Should be able to provide clients a detailed analysis of their needs as well as a strategy to implement this plan.
• Analyzes and models clients current financial track and evaluates their current investment holdings in relation to underlying plan.
• Analyzes and recommends additional banking products and services.
• Develops deliverable plan for client presentation.
• Independently assesses and clearly communicates appropriate recommendations on both strategy and products to the financial consultant.
• Collaborates with the advisor to finalize planning/investment recommendations for the client.
• Meets with prospective/existing clients when needed to deliver planning presentation as needed.
• Works in conjunction with the broker/dealer firm LPL Financial, and is responsible for maintaining a high degree of professional and ethical behavior.
• Performs due diligence and research on various investments (funds, ETF’s, Equities, Bonds, Annuities, Alternatives) and reports findings.
• Analyzes existing investment portfolios for advisors and makes appropriate recommendations on changes or strategy.
• Utilizes LPL technology to assist advisors in trading re-balancing client accounts.
• Maintains and monitors various internal reports for both timeliness and accuracy (fund flows, activity reporting, client performance etc).
• Works with internal marketing and external 3rd party vendors to create, maintain and enhance client deliverables, including but not limited to LPL Clientworks, E-Money, Morningstar, etc.
• Demonstrates compliance with banking laws and regulations as defined in company policies and procedures pertinent to position.

EDUCATION AND EXPERIENCE

• Bachelor's Degree with a financial/business concentration or a minimum of 5 – 7 years of related financial services experience; or equivalent combination of education and experience is required.
• Demonstrated Microsoft applications skills (Word and Excel), verbal/written communication skills, ability to perform effectively in an environment where confidentiality, maturity, sound judgment, initiative, and professionalism are required.
• Prior experience with financial planning software and Morningstar analysis required; experience with Salesforce.com a plus.
• Outstanding communication skills as evidenced by the ability to understand financial data and communicate it in "lay man's" terms to all types of clients effectively is a must.

CERTIFICATES, LICENSES, REGISTRATIONS

• CFP required.
• Appropriate securities licenses (Series 7, 65, or 66) and insurance licensing.

BENEFITS/INCENTIVES

• We offer a comprehensive benefits package designed to support your well-being and success, including medical, dental, and vision coverage; Flexible Spending and Health Savings Accounts; 401(k) matching; and tuition reimbursement.
• You will also enjoy additional perks such as our employee referral program, annual holiday reception, summer family outing, and more.

SALARY RANGE

• $90,000 - $125,000 plus commission

PHYSICAL DEMANDS

• While performing the duties of this job, the employee is frequently required to sit; use hands to finger, handle, or feel; and talk or hear.
• The employee is occasionally required to stand, walk, and reach with hands and arms.
• The employee must occasionally lift and/or move up to ten pounds.
• Specific vision abilities required by this job include close vision.