Captives Underwriter

Responsibilities

• Rigorously analyzes underwriting information in assessing risk for each account.
• Uses creative underwriting tools and techniques to write profitable business while adhering to underwriting standards.
• Communicates the rationale behind underwriting decisions.
• Finds ways to write profitable new business without compromising quality.
• Participates in all aspects of program management, including actuarial pricing, claim or TPA oversight, reinsurance accounting, and collateral management.
• Manages program to achieve underwriting excellence, pricing adequacy, and targeted ROE’s.
• Takes ownership and accountability for the growth of assigned Captive Programs.
• Leverages relationships to drive new business and renewal retention opportunities.

Qualifications

• Bachelor’s Degree preferred, or equivalent combination of education, training, and experience.
• 5+ years of Auto Liability, Workers’ Compensation, and General Liability underwriting experience; loss-sensitive underwriting experience preferred.
• Construction underwriting experience desirable.
• Experience with Captive insurance programs is desirable.
• Strong Excel and Math skills.
• Strong loss-responsive or captive program and pricing knowledge.
• Superior relationship-building skills, including influencing and negotiation skills.
• Outstanding problem-solving and critical thinking skills.
• Excellent at providing customer service.
• Ability to travel approximately 10% - 25%.

Benefits

• This role offers a hybrid work arrangement, with the expectation of working in one of the listed office locations three days a week (Tuesday through Thursday).
• The listed annualized base pay range is $124,000 - $199,800.
• The base pay is just one component of The Hartford’s total compensation package, which may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition.

Pay

• The annualized base pay range for this role is $124,000 - $199,800.

Schedule

• This role offers a hybrid work arrangement, with the expectation of working in one of the listed office locations three days a week (Tuesday through Thursday).