Capital Analyst

About the role

The Capital Analyst supports the delivery and ongoing development of regulatory (BSCR) and credit rating agency (S&P, AM Best, Fitch) capital models. Working in close collaboration with the Capital Manager, Enterprise Risk Management (ERM), Finance, and other cross-functional teams, this role contributes to the analysis, reporting, and interpretation of capital results used to support business decision-making across Clearbrook.

This position is 100% in-office. Candidates must be able to work on-site at a designated company office (Omaha, NE; Albany, NY; New York, NY; or Chicago, IL) during standard business hours.

Responsibilities

• Support the preparation and coordination of annual and quarterly Bermuda Solvency filings (Argo Group and Argo Re), ensuring completeness, accuracy, and adherence to timelines.
• Take ownership of assigned components of the BSCR process, including data preparation, validation, and documentation.
• Contribute to the preparation of Bermuda Monetary Authority (BMA) regulatory filings (e.g., GSSA), supporting the development of a clear and well-articulated view of the Group’s solvency position.
• Support the execution and maintenance of capital models for rating agencies (S&P, AM Best, Fitch), including coordination of data requests and responses to information queries.
• Assist in analyzing outputs and identifying drivers of change across rating agency capital metrics.
• Analyze capital model outputs to support understanding of solvency position, capital adequacy, and risk tolerance metrics.
• Prepare reports, presentations, and supporting materials for internal stakeholders, including senior management.
• Partner with Risk, Finance, Actuarial, and Ceded Reinsurance teams to gather inputs, validate assumptions, and support capital-related processes.
• Communicate capital-related insights and respond to routine queries from internal stakeholders.
• Support the execution of ad hoc capital scenario analysis (e.g., BSCR “what-if” scenarios) to assess potential impacts on capital and solvency metrics in support of Board and management requirements.
• Maintain working knowledge of BSCR and rating agency model components and processes.
• Identify opportunities to improve data quality, process efficiency, and documentation.

Requirements

• Bachelor’s degree in finance, economics, mathematics, actuarial science, or a related discipline required.
• 2–4 years of relevant experience, including experience in insurance, financial analysis, capital modeling, or risk management.
• Exposure to insurance regulatory capital frameworks (e.g., BSCR, Solvency II or similar) preferred.
• Experience supporting or interacting with credit rating agency capital models (S&P, AM Best, Fitch) preferred.
• Progress toward insurance, actuarial, or accounting qualifications is an advantage.
• Strong analytical and problem-solving skills with attention to detail.
• Ability to interpret financial and capital model outputs and communicate insights effectively.
• Effective stakeholder engagement and communication skills.
• Ability to manage multiple priorities and meet deadlines in a structured environment.
• Proficiency in Excel and data analysis tools; experience with modeling tools is a plus.
• Collaborative mindset with the ability to work cross-functionally.

Preferred Knowledge & Exposure

• Understanding of Solvency II, Bermudian regulatory frameworks (BMA), and/or ORSA processes.
• Familiarity with insurance accounting frameworks (e.g., US GAAP, US STAT, economic views).

Pay

The base salary range is location-dependent and commensurate with candidate experience:

• Omaha and Albany: $78,300.00 - $92,200.00
• Chicago: $86,000.00 - $101,500.00
• New York City: $94,000.00 - $110,500.00

In addition to base salary, this position is eligible for an annual bonus based on company and individual performance.

Benefits

• Health, dental, and vision insurance
• 401(k) with company match
• Paid time off
• Professional development opportunities