Business Systems Analyst (BSA)

About the role

M&T Bank is seeking a Business Systems Analyst (BSA) with strong experience in debit card processing and payment transaction systems.

Responsibilities

• Investigate transaction issues and analyze production incidents to identify root causes and recommend solutions.
• Validate data integrity and troubleshoot issues using advanced SQL queries.
• Support high-volume, mission-critical payment systems with a focus on reliability and performance.
• Collaborate with cross-functional technical and business teams to ensure seamless integration and operation of payment platforms.
• Work with APIs, ETL processes, authorization systems, and distributed applications.
• Participate in system enhancements, platform modernization initiatives, and cutover activities.

Required Skills

• Debit Card Processing
• Strong SQL (transaction queries, validation, troubleshooting)
• Log analysis and production issue investigation
• Technical Skills:
• Experience with card processing platforms: Postilion, FIS, Fiserv, ACI
• Real-time transaction processing systems
• Authorization engines/switches ISO 8583 or similar transaction message formats
• End-to-end transaction flow analysis
• ETL and batch processing
• File reconciliation
• API integrations
• Distributed system troubleshooting

Preferred Skills

• Card management systems
• ATM/POS transaction routing (Visa, STAR, etc.)
• Mainframe (CICS, TPX, Batch Processing)
• High-volume, high-availability systems
• Fraud detection systems
• Rules engines
• Risk scoring
• Platform modernization/migration experience
• Parallel runs and cutover support