Business Risk Professional

About the role

Performs underwriting evaluation of residential mortgage loan applications to ensure compliance with underwriting guidelines and alignment with organizational risk standards.

Responsibilities

• Applies expertise across conventional and government-backed loan products and demonstrates working knowledge of the full mortgage loan lifecycle, including closing, post-closing, and pooling.
• Utilizes strong analytical, process facilitation, and project management skills to support sound decision-making, effective stakeholder communication, and workforce planning.
• Demonstrates business risk awareness, credible business acumen, effective presentation and relationship-building skills, and proficiency with standard business technology tools.

Requirements

• Bachelor's degree, or equivalent work experience
• Five to seven years of applicable experience
• Applicable professional certifications

Preferred Skills/Experience

• Advanced understanding of Home Mortgage Lending and Underwriting processes
• In-depth knowledge and experience with FHA and VA loans
• Basic knowledge of Business Risk competencies
• Strong process facilitation and project management skills
• Effective presentation and relationship building skills
• Well-developed analytical skills
• Effective oral and written communication skills
• Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
• Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

Benefits

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law