Business Risk Professional

About the role

This role requires working from a U.S. Bank location three (3) or more days per week. The Business Risk Professional is responsible for supporting mortgage risk and compliance activities through the detailed review of post-closing retail mortgage loans to ensure adherence to regulatory requirements and internal quality standards.

This role performs comprehensive file reviews, validates Closing Disclosure (CD) information, confirms fee accuracy, and identifies potential compliance concerns within established review timelines. Working in a queue-based production environment, the Business Risk Professional manages a high volume of loan reviews while maintaining a strong focus on quality, accuracy, and timeliness. The position collaborates with team members and leadership to support risk management objectives, regulatory compliance, and operational excellence.

The ideal candidate demonstrates exceptional attention to detail, strong analytical and problem-solving abilities, and the capacity to learn and apply complex review processes. Success in this role requires adaptability, the ability to work effectively in a fast-paced production environment, sound organizational skills, and a commitment to meeting productivity and quality goals. Previous experience in mortgage operations, compliance, quality control, risk management, financial services, or other production-based environments is helpful.

May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense.

Responsibilities

• Perform detailed post-closing retail mortgage loan reviews to ensure adherence to regulatory requirements and internal quality standards.
• Validate Closing Disclosure (CD) information and confirm fee accuracy.
• Identify potential compliance concerns within established review timelines.
• Manage a high volume of loan reviews in a queue-based production environment while maintaining quality, accuracy, and timeliness.
• Collaborate with team members and leadership to support risk management objectives, regulatory compliance, and operational excellence.
• Inform policies and procedures to maximize profit potential and minimize regulatory exposure.
• Serve as a functional liaison between the Line of Business and the Lines of Defense.

Requirements

• Bachelor's degree, or equivalent work experience.
• Less than one year of applicable experience.

Skills

• Basic understanding of the business line's operations, products/services, systems, and associated risks/controls.
• Basic understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.
• Effective oral and written communication skills.
• Business acumen and credibility to help business line(s) proactively identify and address changing workforce needs.
• Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations.
• Strong attention to detail and commitment to accuracy.
• Ability to learn new processes, systems, and regulatory requirements quickly.
• Analytical thinking and problem-solving skills.
• Strong organizational and time management abilities.
• Ability to meet production goals and deadlines in a high-volume environment.
• Adaptability and flexibility in a changing business environment.
• Experience working in a production-focused, quality-driven role.
• Ability to review, interpret, and apply established procedures and guidelines.
• Mortgage operations, compliance, quality control, risk management, or financial services experience (helpful).

Benefits

• Healthcare (medical, dental, vision).
• Basic term and optional term life insurance.
• Short-term and long-term disability.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation (from two to five weeks depending on salary grade and tenure).
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law.

Pay

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. Pay range: $22.50 - $30.00 per hour.

In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution, and pension (all benefits are subject to eligibility requirements).

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.