Business Intelligence Analyst

About the role

The Role You will join the Recon and Reporting team, which owns our post-transaction systems: the platform responsible for reconciling money, tracing the end-to-end flow of funds, and meeting our tax and regulatory reporting obligations to merchants, customers, and authorities worldwide.

Responsibilities

• You will independently own reconciliation and reporting workstreams end to end.
  • Reconciling card-network settlement and report files (Visa, Mastercard, and equivalents), along with data from acquirers, processors, and banks, against our internal payment and ledger data.
  • Translating ambiguous reconciliation and reporting needs into concrete metrics, controls, and automated solutions.
  • Driving discrepancies to root cause and resolution.
  • Directly influencing the team's roadmap and the priorities of our finance, accounting, and engineering partners.
• You will prioritize, design, develop, and deploy end-to-end reconciliation and reporting solutions.
  • Matching logic, break dashboards, exception queues, settlement summaries, and standardized journals that feed downstream accounting, audit, and regulatory processes.
• You will own time-sensitive daily, weekly, and monthly reconciliations across card networks, banking partners, processors, and internal transaction and ledger data.
  • Full ownership of discrepancy management from detection through root cause, corrective action, and control improvement.
• You will serve as the subject matter expert on settlement, funding, and money-movement flows.
  • Field questions on transaction lifecycles, data models, and the reconciliation tech stack from stakeholders and leadership.
• You will own the design, development, and documentation of automated SQL-based reporting using best practices.
  • Navigate new and unfamiliar datasets to answer complex questions about the flow of funds.
• You will work independently or partner with data engineering to design, build, validate, troubleshoot, and maintain the datasets and pipelines that power reconciliation and reporting.
  • Made sound trade-offs between accuracy, implementation effort, and complexity.
• You will proactively identify control gaps, revenue leakage, manual toil, and upstream data-quality issues.
  • Drive the automation and process improvements that fix them.
  • Monitor daily settlement and banking activity for irregularities.
• You will own relationships with technical and non-technical stakeholders across Engineering, Product, Accounting, Treasury, Tax, and Compliance.
  • Directly influence the priorities, decisions, and roadmap of the team and its partners.
• You will lead month-end close support for the domain.
  • Reconciliation reporting, standardized summaries, and audit-ready documentation.
  • Supporting internal and external audits.
• You will define business requirements and test plans for system changes.
  • Validate new processes and reconciliation capabilities before deployment.
  • Partner with Engineering and Data teams to resolve bugs and ship enhancements.
• You will help onboard and mentor other analysts.
  • Reviewing code and evangelizing reconciliation and reporting best practices.
• You will apply an AI-first mindset to improve the speed, quality, and insight of analytical work.
  • Guide responsible AI use on the team.

Requirements

• 5+ years of related experience in reconciliation, settlement, payment operations, accounting, or finance analytics with a Bachelor's degree (Finance, Accounting, Economics, a quantitative field, or similar); or 3+ years with a Master's degree; or equivalent work experience.

Qualifications

• Expert-level SQL, including owning the design, development, and documentation of automated SQL-based reporting, and the ability to navigate new datasets and answer complex questions independently.

Skills

• Strong knowledge of accounting principles, double-entry concepts, and the mechanics of money movement, with the judgment to question the correctness and completeness of financial data.

Preferred Experience

• Deep experience with card-network reconciliation and settlement (Visa, Mastercard, Amex, Discover), including network settlement, clearing, and report file formats.

Benefits

Block offers a comprehensive benefits package designed to empower you to do your best work and build the life you want. This includes remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning. Learn more about our benefits at Block.