Business Banking Underwriter II
About the role
Business Banking Underwriter II positions are available at Key Bank, located at 4224 Ridge Lea Road, Amherst, New York. There are three positions available, each reporting to a different manager on the team.
Responsibilities
- Evaluate applicant's credit needs, financial strength and other background information to determine if request for credit is an acceptable risk.
- Assess industry risk, quality of management, market position and overall business climate to estimate future loan repayment capacity of business.
- Interpret cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness.
- Use credit bureau data, credit scoring models, financial statements, and relevant additional financial information to determine the degree of risk involved in extending credit.
- Effectively communicate credit decisions to team members and internal clients (branches, relationship managers, etc.).
- Comply with Key Bank internal policies, applicable laws and regulations.
- Perform other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
Requirements
- Bachelor's Degree with a preferred focus on business course work, or equivalent work experience.
- Prior experience with commercial/small business lending is a plus.
- Familiarity with, and understanding of, traditional and automated commercial credit underwriting methodologies and their use is a plus.
- Commitment to Key core values: Teamwork, Respect, Accountability, Integrity and Leadership.
- System experience with LIQ, CLS, Hogan, CEDesktop, Salesforce, nCino are all preferred.
- Experience with Microsoft products required.
Qualifications
- None specified
Skills
- None specified
Benefits
- This position is eligible to earn a base salary in the range of $48,000.00 - $72,000.00 annually.
- Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location.
- Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
- Please click here for a list of benefits for which this position is eligible.
Pay
This position is eligible to earn a base salary in the range of $48,000.00 - $72,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location.
Schedule
Work Location Category: Hybrid- 3+ days a week in office.
Benefits
- Please click here for a list of benefits for which this position is eligible.
Pay
This position is eligible to earn a base salary in the range of $48,000.00 - $72,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location.
Job Posting Expiration Date
07/14/2026