Business Banking Officer - Franklin

Responsibilities

• Develop and maintain relationships with business clients to understand their financial needs and goals.
• Evaluate and analyze financial statements, credit reports, and other relevant documents to assess creditworthiness and risk.
• Structure and negotiate loan terms, including interest rates, repayment schedules, and collateral requirements.
• Cross-sell banking products and services to meet the diverse needs of business clients.
• Collaborate with internal teams, including credit analysts and underwriters, to ensure timely and accurate processing of loan applications.
• Maintain and manage the performance of existing loan portfolios, identifying opportunities for upselling or restructuring as needed.
• Stay informed about industry trends, regulatory changes, and competitive offerings to effectively position our products and services in the market.
• Represent the bank at networking events, conferences, and industry seminars to build brand awareness and generate new business opportunities.

Qualifications

• Bachelor's degree in Finance, Business Administration, or related field.
• 5+ years sales experience selling bank products and services to business.
• Proven track record of deposit growth success.
• Excellent interpersonal and communication skills, with the ability to build rapport and trust with clients.
• Proven track record of meeting and exceeding sales targets and business objectives.
• Ability to work independently and as part of a collaborative team environment.
• Proficiency in Microsoft Office suite and banking software applications.
• General commercial credit knowledge is a requirement; however, all underwriting is done in a centralized and streamlined environment so that there are no credit administrative duties associated with this sales role.