Jobs · South Dakota

Business Banker (LO) Rapid City Main

Wells Fargo · Rapid City, SD · 1 mo ago
$500k/yrFull-time
We need to output HTML fragment with sections: About the role? Actually the posting includes "Why Wells Fargo:" and "About this role:" and then responsibilities bullet list, then Required Qualifications, Desired Qualifications, Job Expectations, Location, etc. We need to use

for section headings: e.g., About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must only include sections when posting has real specific content. We must not repeat job title as heading. No Job ID/requisition numbers as headings; fold minor metadata into short

or drop it. Remove boilerplate, navigation, legal, EEO, equal-opportunity, scam-warning, duplicated lines, application instructions. Also remove "Why Wells Fargo:" maybe not needed? It's about company culture; could be considered "About the role"? Actually "Why Wells Fargo" is generic company info; could be omitted as boilerplate? It's not exactly EEO but it's promotional. The instruction: Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. "Why Wells Fargo" might be considered promotional but not necessarily boilerplate; but we can keep as part of "About the role"? However we have a section "About the role" heading; we could put the description of the role there. The "Why Wells Fargo" could be omitted or placed in a short paragraph under About the role? The instruction: "Prefer a few substantive sections over many thin ones." So we could have sections: About the role (includes role description and maybe Wells Fargo intro), Responsibilities (list of duties), Requirements (maybe combine Required and Desired qualifications?), Qualifications (maybe separate?), Skills (maybe list skills), Benefits (if any), Pay (if any), Schedule (if any). The posting mentions benefits: "Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being." That's a benefits statement but vague; it's not specific benefits like health insurance etc. It says robust benefits, competitive compensation. That's somewhat generic but still mentions benefits and compensation. However we should not create Pay/Schedule/Benefits sections unless posting actually states them. It does state robust benefits and competitive compensation, but not specific. The instruction: "never emit a heading followed by filler/placeholder text (e.g. 'commensurate with experience', 'not specified', 'N/A', 'varies', 'TBD')". The phrase "robust benefits, competitive compensation" is not placeholder but still vague. Might be okay to include Benefits and Pay sections? However they said "Prefer a few substantive sections over many thin ones." Could combine Benefits and Pay into one section? But we have defined headings: Benefits, Pay, Schedule. We could include Benefits and Pay if we have content. But we have no specific details; maybe better to omit those sections to avoid thin sections. The instruction: "include a section ONLY when the posting has real, specific content for it". The phrase "robust benefits, competitive compensation" is not specific; it's generic. Might be considered not specific enough. Safer to omit Benefits and Pay sections. Schedule not mentioned. So we will have sections: About the role, Responsibilities, Requirements (maybe combine Required and Desired qualifications), Qualifications (maybe skills?), Skills (maybe list of desired qualifications). But we need to avoid duplication. Let's think: The posting has Required Qualifications, Desired Qualifications, Job Expectations (which includes things like Visa sponsorship, LO qualification, location, etc.). We could map: - About the role: includes the introductory paragraph about Wells Fargo and the role summary ("About this role: Wells Fargo is seeking a Business Banker (LO) ..."). - Responsibilities: the bullet list under "In this role, you will:" (the responsibilities). - Requirements: could be Required Qualifications. - Qualifications: could be Desired Qualifications (or combine). But we have both Required and Desired; we could put Required under Requirements, Desired under Qualifications. - Skills: maybe we could extract skill-like items from Desired Qualifications (e.g., Proficient with proactively sourcing..., Experience using strong business acumen..., etc.) but those are already qualifications. Might be redundant. Better to have sections: About the role, Responsibilities, Requirements (Required Qualifications), Qualifications (Desired Qualifications), Job Expectations (maybe as a separate section? Not in allowed headings list; allowed headings are About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Job Expectations not in list, but we could fold into Requirements or Qualifications or maybe omit? However we must preserve ALL substantive information; we cannot drop Job Expectations content like location, visa sponsorship, etc. We need to include that info somewhere. Could put location and visa info under Requirements or Qualifications as a short paragraph. Or we could create a section "Requirements" and include both Required Qualifications and Job Expectations (location, visa). But the instruction says use headings only from that list; we cannot create a custom heading like Job Expectations. So we must embed that content under one of the allowed headings. Thus we can have:

About the role

... (Wells Fargo intro + role summary)

Responsibilities

  • ... each responsibility

Requirements

Required Qualifications: 2+ years of financial services, sales, or customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Location: 825 Saint Joseph St. RAPID CITY, SD 57701 (Banker placements may occur within a 10-mile radius of the branch to which the candidate applies.)

Job Expectations: This position is not eligible for Visa sponsorship. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

Qualifications

Desired Qualifications: 2+ plus years of in branch business banking experience; 1+ year of experience managing a dedicated book of business customers across assigned territory; Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues; Experience using strong business acumen to provide financial services consultation to business customers; Extensive knowledge and understanding of bank lending programs, credit policies, and specialty products; High motivation with ability to successfully meet team objectives while maintaining individual performance; Ability to manage expectations and conduct follow-ups with customers and Wells Fargo partners; Customer service focus with experience handling complex transactions across multiple systems; Knowledge and understanding of retail compliance controls, risk management, and loss prevention; Ability to educate and connect customer to technology and share the value of mobile banking options; Ability to interact with integrity and professionalism with customers and employees; Experience mentoring and peer-coaching others; Fluent in Spanish a plus.

We could also add a Skills section if we want to pull out skill-like items, but we already have Qualifications. Might be thin. Better to omit Skills. We must not include boilerplate like "We Value Equal Opportunity", "Wells Fargo is an equal opportunity employer", etc. Also remove "Posting End Date: 9 Oct 2026 *Job posting may come down early due to volume of applicants." That's metadata; could be folded into a short p under Requirements or maybe omitted? It's minor metadata; we can fold into a short p under Requirements or drop it. The instruction: "do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

or drop it." So we can include Posting End Date as a short p maybe under Requirements or at end. But we might drop it to keep concise. However we need to preserve ALL substantive information; is posting end date substantive? It's metadata about when posting ends; maybe not essential to job description. Could drop. The instruction says fold minor metadata into a short p or drop it. So we can drop it. Also remove "Reference Number R-575678". That's minor metadata; drop. Also remove "Learn more about the career areas and business divisions at wellsfargojobs.com ." That's a link; maybe drop as navigation? It's not essential; could drop. Also remove "Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being." That's benefits statement; we omitted Benefits section; but we could include that as part of About the role? It's about Wells Fargo culture; we could keep in About the role paragraph. Thus About the role paragraph: combine "Why Wells Fargo:" and "About this role:" and the Living the Well Life sentence. Let's craft: About the role: At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. Join us! Wells Fargo is seeking a Business Banker (LO) in Consumer Banking and Lending. As a Business Banker (LO) you will be responsible for building, maintaining, and growing relationships with business banking clients in the branches. Individuals have frequent interactions with clients to understand and meet their needs. That seems good. Now Responsibilities: list each bullet from "In this role, you will:" (the 7 bullet points). We'll convert each to

  • . We need to preserve all substantive information; ensure we don't lose any. Let's extract responsibilities: 1. Manage and grow a portfolio of low to moderately complex business clients; typically, $500K to $2MM in annual sales, by owning the full client journey from onboarding to deepening relationships and acquiring new clients while delivering a branded, client-centric experience that drives growth and positions the bank as a trusted partner 2. Understand and offer a suite of financial solutions and digital services available through Wells Fargo to meet the needs of our business clients, leveraging available tools and positioning yourself as a product expert to deliver tailored, impactful recommendations 3. Develop strong understanding of each client’s goals, and financial needs by analyzing their operations and priorities; provide tailored financial recommendations that align with their objectives while staying compliant with policies and procedures 4. Act as a trusted advisor by offering a full range of products and services including business accounts, credit, treasury services, and digital tools 5. Actively prospect and network to build strong relationships with both external and internal partners to drive high-quality referrals and grow the small business customer base; collaborate with all internal banking channels to support business owners to gain entire relationship 6. Partner with Relationship Managers and Lending Officers for complex structures and ensure alignment with underwriting policies and risk guidelines 7. This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers
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