Business Banker I, II or III (Level will be determined by experience) | Dublin Main

Principal Duties And Responsibilities

• Responsible for loan production, deposit production, fees, credit quality and referrals each incentive period as well as maintaining and servicing current client portfolio.
• Responsible for growing the overall Business Banking portfolio.
• Operates with various degrees of authority and specialization.
• Builds, maintains, and grows quality client portfolios that bring revenue to the Bank.
• Maintains and supports overall Bank production goals as outlined by quarterly targets and scorecards.
• Sales and service of existing businesses and business owners within the departmental portfolio.
• Identifies business production opportunities and ability to identify referrals to business partners.
• Meets with clients to discuss small business needs and recommends ways in which the bank can serve their needs.
• Proactive business development and calling within assigned market areas.
• Cross-sells a full range of business banking services and products through joint efforts with Business Partners to present to potential clients.
• Participates in community events and activities.

Knowledge, Skills And Abilities (KSA)

• The following KSA’s are usually acquired through specialized business training course(s) and related experience:
• Credit and financial analysis
• Loan and credit structuring
• Loan documentation and loan closing processes
• Specific product knowledge related to Cash Management products and business loan products
• Knowledge of Consumer and Business banking products/product sales
• Excellent oral and written communication skills
• Microsoft Office Suite

Education

• Bachelor’s Degree in Finance, Business, Accounting, or related field, from an accredited college required.
• Relevant experience may substitute for the education requirement.
• Seasoned professional with minimum of 5-10 years experience.
• Commercial or Savings Bank experience in lending, operations, deposit management, administration, and/or cash management preferred.

Associated Duties

• Provides additional support to manager and department colleagues.
• Partners with assigned Client Service Managers and designated Business Partners.
• Completes all assigned/required Bank training within established timelines.

Employer Determines The Essential Functions Of The Job

All associates at Capital City Bank, Capital City Wealth, and Capital City Home Loans have access to confidential client information and must practice discretion at all times.

Working Conditions

• Professional office and fast-paced environment.
• Frequent out-of-office visits to clients.
• Limited travel to surrounding markets.
• Driving as required by position.
• In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity.

Benefits

• Medical, Dental and Vision
• Life Insurance
• 401(k) with Matching
• Flexible Spending Accounts
• Tuition Assistance
• Stock Purchase
• Discounts on Products and Services

EEO/Protected Veterans/Disabled/Drug Free

This job description does not restrict Capital City Bank, Capital City Wealth, and Capital City Home Loans from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate.