Business Banker
First Citizens Bank · Palo Alto, CA · 2 mo ago
On-siteFinance$146k–$195k/yrFull-time
Responsibilities
- Achieve individual and/or team financial, production and relationship results relative to the specific metrics and goals assigned.
- Engage with customers, prospects and referral sources through proactive outreach.
- Represent the Bank in the community by attending and participating in civic and community events for the purpose of generating additional business and identifying potential CRA opportunities for the Bank.
- Engage in sales practices that are aligned to create value for both the customer and the bank.
- Initiate conversation to uncover sales or referral opportunities.
- Listen attentively and ask insightful questions to understand customer needs and preferences; and take prompt actions to address immediate needs.
- Proactively look for ways to optimize performance by seeking coaching, supporting Bank initiatives and leveraging tools to enhance activities.
Qualifications
- Bachelor's Degree and 4 years of experience in Commercial or business lending, credit or business development OR
- High School Diploma or GED and 8 years of experience in Commercial or business lending, credit or business development.
Required Skill(s)
- Application of a structured sales process,
- Providing financial guidance and expertise,
- Sales planning and forecasting,
- Financial analysis,
- Credit underwriting,
- Knowledge of business lending, deposit and cash management solutions,
- Knowledge retail and wealth solutions referred,
- Business development,
- Networking and building centers of influence.
Additional Information
If hired in California, the base pay for this position is generally between $146,325.00 and $195,100.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.