Blockchain & AI Software Lead Engineer (Payments), Vice President
MUFG · Jersey City, NJ · 2 mo ago
On-siteEngineering$140k–$205k/yrFull-time
Role Summary
We are seeking a Blockchain & AI Software Engineer to design and build next-generation payments and treasury platforms leveraging distributed ledger technology (DLT) and artificial intelligence.
Key Responsibilities
- Design and develop platforms supporting real-time payments, cross-border payments, settlement, and treasury flows.
- Implement blockchain-based solutions for:
- Tokenized deposits, stablecoins, and on-chain settlement
- Liquidity management and intraday funding optimization
- Reconciliation, confirmations, and auditability
- Integrate blockchain components with core banking systems, payment engines, and treasury platforms
- Support interoperability across traditional payment rails (ACH, RTP, wires) and digital asset rails.
- Build and maintain solutions across public, private, and permissioned blockchains (e.g., Ethereum, Hyperledger Fabric, Quorum).
- Develop and deploy smart contracts for payments, settlement logic, and asset movement using Solidity, Go, Rust, or equivalent.
- Design on-chain/off-chain architectures ensuring scalability, resiliency, and regulatory alignment.
- Implement secure key management, transaction signing, and access controls.
- Apply AI-driven insights to improve predictability, control, and decision-making in treasury operations.
- Build cloud-native, microservices-based platforms using modern engineering practices.
- Ensure solutions meet enterprise-grade standards for performance, resilience, observability, and scalability.
- Collaborate with architecture, treasury, payments, risk, and compliance teams to translate business requirements into technical designs.
- Contribute to design reviews, code reviews, and platform governance.
- Design solutions with security-by-design principles, including encryption, identity, access management, and audit trails.
- Ensure alignment with regulatory and control frameworks (e.g., KYC/AML, data privacy, operational resilience).
- Partner with risk, legal, and compliance stakeholders to support regulatory readiness.
- Technical Skills:
- Strong experience in software engineering (Java, Python, Go, or similar).
- Hands-on experience with blockchain platforms, smart contracts, or distributed systems.
- Experience with cloud platforms (AWS, Azure, or GCP).
- Strong understanding of APIs, event-driven architectures, and microservices.
- Experience with SQL and NoSQL databases and data pipelines.
- Engineering Fundamentals:
- Solid grounding in data structures, algorithms, and system design.
- Experience with CI/CD pipelines, automated testing, and DevSecOps practices.
- Able to troubleshoot high-throughput, low-latency systems.
- Experience in payments, treasury, or financial services platforms.
- Exposure to tokenized deposits, stablecoins, CBDCs, or digital settlement models.
- Knowledge of liquidity management, intraday funding, and reconciliation processes.
- Familiarity with MLOps and AI governance frameworks.
- Understanding of regulatory expectations for payments and AI in banking.
- Experience working with global, cross-functional teams.