Banking Center President (Full Time) - Lakeway

About the role

Responsible for directing and administering the operational efforts of the branch. Ensures that established policies and procedures are followed. Oversees provision of a full range of services to customers and prospective customers. Ensures that customers are promptly and professionally served. Trains, directs, and supervises branch staff. Ensures quotas of branch transactions, loan volumes, expenses, and profitability are in line with Bank standards.

Responsibilities

• Affirms responsibility for the effective and efficient performance of branch operations.
• Supervises work scheduling and workflow of daily routine operations.
• Ensures branch security.
• Opens and closes the building in accordance with set hours and tests security equipment quarterly.
• Ensures that operations are conducted in accordance with established Bank policies and with legal and regulatory requirements.
• Supervises and assists with customer service functions.
• Affirms responsibility for maintaining proper cash controls.
• Ensures that all branch transactions are balanced at the close of each day.
• Controls and handles daily deposits in accordance with established policies and procedures.
• Periodically verifies cash in possession of Tellers and cash on the premises.
• Effectively supervises branch staff, ensuring optimal performance.
• Provides leadership through effective objective setting and communication.
• Determines work methods and flow through assigning, directing, coordinating, and reviewing tasks.
• Conducts regular meetings with branch associates to inform and train.
• Conducts weekly meetings with branch management staff to coordinate activities for the following week.
• Ensures that personnel are well trained in all phases of their respective jobs.
• Completes orientation of new associates in overall branch procedures.
• Performs cross training as necessary.
• Conducts security training.
• Conducts Sales Training.
• Ensures that personnel are effective and optimally used.
• Determines appropriate staffing levels for proper utilization of human resources.
• Tracks individual progress and conducts performance appraisals on each associate at least twice annually.
• Formulates and implements corrective actions as needed.
• Recommends promotions for associates as appropriate.
• Provides leadership training to associates seeking management opportunities.
• Approves all sick leave, vacation, overtime, and time sheets for each branch associate.
• Keeps accurate payroll and attendance records.
• Affirms responsibility for the effective and professional completion of assigned commercial loan functions.
• Interviews, takes applications, and processes preliminary documentation on commercial loan requests.
• Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.
• Analyzes and evaluates loan requests and prepares written submission for consideration by the Commercial Loan Committee.
• Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
• Assists in review of construction loan advances on commercial properties.
• Conducts property inspections as assigned.
• Follows-up on all matured loans.
• Assists in the collection of delinquent accounts.
• Completes lending functions in accordance with established Bank policies and legal requirement.
• Affirms responsibility for establishing and maintaining effective communication, coordination, and working relations with Bank personnel and with management.
• Collaborates with related departments and branches and provides support as needed.
• Attends and participates in meetings and committees as required.
• Serves as a member of the Commercial Loan Committee.
• Completes required reports and records.
• Supervises and manages team through training, developing, and coaching associates on a consistent basis.
• Encourages others to set challenging goals and high standards of performance.
• Inspires associates to define new opportunities and continuously improve the organization.
• Celebrates and rewards significant achievements of associates.
• Presents logical and persuasive case for proposals and positions.
• Affirms responsibility for the effective and professional completion of assigned commercial loan functions.
• Assists Commercial Lending personnel and provides support as needed.
• Keeps management informed of area activities and of any significant problems.

Qualifications

• Education/Certification: Associate degree in business or a related field, or an equivalent combination of training and work experience.
• Required Knowledge: Thorough knowledge of Bank services and products. Understanding of related legal and regulatory requirements. Familiarity with Branch functions, policies, and procedures.
• Experience Required: At least five years of related experience in a financial institution, with a minimum of two years of supervisory experience. At least five years lending experience. Commercial Lending Experience Required. Real estate and origination background preferred.
• Skills/Abilities Required: Strong interpersonal, leadership, and supervisory skills. Well organized. Ability to operate related computer applications and related business equipment. Attention to detail. Ability to maintain an effective and efficient workflow.