Bank - Mortgage Banker

Position Overview

The Mortgage Banker (Core Producer) at Bank19, a division of First Bank and Trust of Memphis, is a mid- to senior-level sales and production role. This role offers high earning potential through a competitive commission structure and the operational support needed to scale your personal business.

Essential Functions

• Actively cultivate and maintain an independent network of professional referral sources to consistently generate a strong pipeline of residential mortgage leads.

• Conduct comprehensive financial discovery with clients to analyze their credit, income, and asset profiles, advising them on the optimal loan products (FHA, VA, Conventional, Jumbo) for their needs.

• Take complete, high-quality loan applications and oversee the initial file disclosure process, ensuring strict adherence to federal and state regulations.

• Partner effectively with dedicated processing, underwriting, and closing teams to monitor milestones, clear conditions, and ensure clean, on-time loan closings.

• Act as the primary advisor throughout the transaction, keeping borrowers and real estate agents proactively informed of loan status and market movements.

• Maintain an expert-level understanding of evolving secondary market trends, interest rate environments, and guideline updates to position yourself as a trusted market authority.