BANK EXAMINER 3 - 07022026-78970

Qualifications

• Graduation from an accredited college or university with a bachelor's degree in finance, accounting, banking or business-related field and a minimum of nine semester hours of accounting and/or finance;
• Experience equivalent to three years of full-time professional bank examination work with a federal or state agency;
• Demonstrate satisfactory completion of the FDIC Introduction to Examination School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve;
• Demonstrate satisfactory completion of the FDIC Financial Institution Analysis School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve;
• Demonstrate satisfactory completion of the FDIC Asset Liability Management School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve;
• Demonstrate satisfactory completion of the FDIC Loan Analysis School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve;
• Possess and maintain a valid motor vehicle license.

Responsibilities

• Lead- Serve as Examiner-in-Charge (EIC) leading the examination of satisfactorily rated institutions and learns to be EIC of troubled and complex institutions. For the examination of complex, troubled, and satisfactorily rated institutions, serve as Asset Manager overseeing the examination team's evaluation of loans, other real estate, and investments and serve as Operations Manager overseeing the team's evaluation of capital, earnings, liquidity, interest rate risk, and internal controls. Risk-focuses examination procedures and employees a regulatory balance approach to all examination activities.
• Make Decisions and Solve Problems- Determine initial CAMELS ratings, determines initial loan ratings, assesses and determines if the financial institutions' overall risk management policies and procedures are sufficient and effective in averting risk, and interprets regulatory statutes, guidelines, policies, and procedures for internal and external customers to ensure that financial institutions are meeting all state and federal guidelines.
• Analyze Data or Information- Reviews and analyzes loans to determine credit quality, potential risk of loss to capital. Reviews appropriateness of Allowance for Credit Losses. Examines and analyzes the capital position, earnings profile, liquidity position, sensitivity to market risk posture, other real estate portfolio, and Bank Secrecy Act / Anti-Money Laundering program.
• Organize, Plan, and Prioritize Work- Completes examination preplanning and scoping assignments, manages and prioritizes multiple work assignments, and organizes, plans, and oversees meetings with financial institution management/directorate and other regulatory agencies.
• Communicate Information- Establishes and maintains a diverse array of professional relationships with executives from financial institutions, federal counterparts, accountants, and legal professionals to ensure a comprehensive understanding of the institutions under our regulation. Engage collaboratively with federal regulators and banking industry representatives to foster a balanced and consistent regulatory framework.
• Prepare and Review Written Comments, Analyses, and Related Documentation- Write comments and analyses for examination reports, scope memoranda, work papers, and other documentation to support findings, conclusions, and ratings. Reviews comments and analyses prepared by other members of the examination team to determine accuracy and relevancy.
• Relevant Industry Knowledge- Maintain up-to-date knowledge of regulatory processes, procedures, regulatory, and industry trends. Provide positive coaching to team members. Actively participate in required schools/training and complete requisite pre-course work when applicable.
• Travel- Travel to in-state and out-of-state sites to complete examination training. Travel to examination and other work sites.

Competencies (KSA's)

• Communicates Effectively
• Action Oriented
• Manages Complexity
• Decision Quality
• Courage

Knowledge

• Financial Accounting
• Economic Principles
• Financial Statements
• Statistical Data Analysis
• Financial Laws, Procedures & Publications

Skills

• Self Development
• Problem Solving
• Critical Thinking
• Mentoring
• Presentation/Public Speaking

Abilities

• Application of legal standard & procedure
• Data Entry
• Lift up to 40 lbs
• Sedentary Work

Tools & Equipment

• Laptop Computer
• Basic Office Equipment
• Financial Calculator
• Microsoft Office Suite
• Motor Vehicle