AVP, Portfolio Credit Manager

About the role

This role will support credit risk management of the Travel Cobrand portfolios. You will be responsible for Credit Risk reporting and analysis with primary accountability for identifying and managing consumer credit risk across all components of the cardholder life-cycle through data gathering and analytics. You will support and interact with the client, client teams and with key contacts throughout Synchrony.

Responsibilities

• Work closely with retail clients to minimize both Synchrony Financials’ and the retailer’s risk, while continuing to grow the portfolio
• Work effectively cross-functionally to drive smart growth and client satisfaction delivering safety and soundness in the portfolio
• Prepare and present client facing and leadership team presentations to facilitate informed decisions
• Be a leader in driving enhanced strategies, using champion/challenger leanings to manage credit and fraud risk
• Provide analytics and input for deal and promotional pricing activities
• Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting needs to meet internal and external requirements
• Coordinate planning cycle with client teams to ensure consistency in business plans
• Responsible for providing clear guidance to the organization on risk appetite and prudent growth
• Maintain effective and credible challenge of critical decisions and business processes
• Perform other duties and/or special projects as assigned

Qualifications

• Bachelor's degree and 6+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role
• 3+ years’ experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools
• Ability and flexibility to travel for business as required

Desired Characteristics

• Superb communication skills and experience with interacting successfully at all levels within the Credit organization
• Outstanding collaborative and team management style
• Ability to multitask and perform in a fast-paced environment
• Demonstrated problem-solving and critical-thinking skills
• Fraud/Consumer finance experience
• Experience with Python
• Proven ability to work with various data sources, data warehouses and database tools

Pay

The salary range for this position is $115,000.00 – $200,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge. Salaries are adjusted according to market in CA, NY Metro and Seattle.