AVP Lender Underwriter Finance

Position Overview

About the Role

This role is responsible for underwriting, structuring, and executing complex credit transactions across lender finance and asset-based lending (ABL). The position partners closely with origination teams and engages with borrowers, direct lenders, asset managers, and syndication desks to support deal execution and market coverage.

Responsibilities

• Evaluate and underwrite new business transactions, including:
  • Lender finance / specialty finance transactions.
  • Asset-based lending (ABL) facilities.
  • Syndicated / club deals (agented and participant roles).
• Lead or support transaction structuring, including credit sizing, collateral analysis, covenant design, and risk mitigation.
  • Demonstrate strong proficiency underwriting co-lending transactions involving private credit funds, direct lenders, and financial institutions.
  • Prepare and deliver pre-screen memos, credit approval memos, and risk rating assessments.
  • Build and maintain financial models, including sensitivity and downside analysis.
  • Participate in agented transactions, including structuring, underwriting, and coordinating with lending participants.
  • Develop relationships and actively engage with:
    • Syndication desks at banks.
    • Private credit funds and direct lenders.
    • Asset / fund managers and specialty finance companies.
    • Represent the firm at industry events and networking forums.
    • Cook up diligence activities with internal and external stakeholders:
      • Borrowers, sponsors, and management teams.
      • Agent banks and lending partners.
      • Legal counsel, auditors, and third-party advisors.
      • Review legal documentation and ensure alignment with approved credit terms.
      • Cook up amendments, waivers, and restructuring discussions for existing credits.
      • Provide insights into industry trends, structured credit markets, and economic conditions impacting portfolio performance.
      • Partner with Portfolio Management to onboard new clients and establish reporting requirements.
      • Maintain accurate pipeline and portfolio data (e.g., Salesforce).
      • Support internal reporting, risk analysis, and portfolio analytics.
• Support end-to-end execution from underwriting through closing.
  • Assist with amendments, waivers, and restructuring discussions for existing credits.
  • Provide insights into industry trends, structured credit markets, and economic conditions impacting portfolio performance.
  • Partner with Portfolio Management to onboard new clients and establish reporting requirements.
  • Maintain accurate pipeline and portfolio data (e.g., Salesforce).
  • Support internal reporting, risk analysis, and portfolio analytics.

KPI’s (Key Performance Indicators)

• Deals evaluated and executed (volume, quality, and timeliness).
• Credit analysis quality and decision support.
• Portfolio performance and risk management outcomes.

Qualifications

• Extensive knowledge of credit evaluation, financial, collateral, and cash flow analysis.
• Advanced skills in cash flow modeling for either corporate or project finance transactions.
• Knowledge of ABL and lender finance underwriting, as well as syndicated and club deal structuring.
• Advanced technical skills (Excel, PowerPoint, Word, etc.).
• Excellent verbal and written communication skills.
• Understanding of multiple industry dynamics and how economic conditions impact credit quality and structure.
• Time Management: ability to organize and manage multiple priorities and complete on a timely and accurate basis.

Competencies

• Thinking Skills: Analytical ability, Ability to synthesize, Problem-solving.
• Communications: Ability to transmit information, Ability to listen, Interpersonal Relationships.
• Technical and Professional: Detail-oriented, Action-oriented, Resilient, Adaptability, Self-starter, Entrepreneurship, Business Acumen, Client-oriented.

Education And Experience

• Bachelor’s degree from a four-year college or university in Finance, Accounting, Business, or related field.
• Significant experience 8–15+ years in commercial lending, including:
  • Asset-based lending (ABL) and lender finance transactions.
  • Syndicated / club deal underwriting and execution.
  • Structured credit, specialty finance, or capital markets exposure.
  • Proven experience working with private credit funds, asset managers, or direct lenders.

Licensing and Certification

• Not applicable.

Tools And Equipment Used

• Personal computer, copier, phone, and other typical office equipment.

Physical Demands

• Digital dexterity and hand/eye coordination in operation of office equipment.
• Light lifting and carrying of supplies, files, etc.
• Ability to speak to and hear customers and/or other employees via phone or in person.
• Body motor skills sufficient to enable incumbent to move from one office location to another.

Working Hours

• Hours may vary and will require some evening work; frequently requires working 40-45 hours/week depending on business needs.

Travel

• Occasional travel related to transactions and attendance at industry seminars.

Additional Benefits

• Medical, Dental, and vision plans.
• 401(k) and matching.
• Paid Time Off.
• Company Paid Life Insurance.
• Employee Assistance Program.
• Training and Development Opportunities.
• Employee Discounts.