AVP Commercial Relationship Manager
First Financial Bank Texas · El Campo, TX · 6 days ago
FinanceFull-time
About the role
We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Essential Functions
- Predominantly make loans to credit-worthy borrowers, responding to requests from existing customers and proactively seeking new business from non-bank customers.
- Ensure the collection on past due accounts and continuously monitor the assigned loan portfolio for signs of credit deterioration.
- Maintain and adjust loan pricing to ensure adequate yields are maintained.
- Provide complete and accurate loan documentation and required collateral documentation to the Loan Administration Department on all loans made.
- Actively participate in Customer Service First sales and service culture, support the values of the organization, and follow established company policies and procedures.
- Engage in community involvement.
Minimum Qualifications
- Knowledge of commercial lending laws, regulations, procedures, and experience in credit and/or collections preferred.
- A four-year business degree with emphasis on accounting and/or finance and one year credit analyst experience from a financial institution.
- Thorough documentation abilities and underwriting skills are needed.
- Proven business development skills are essential.
- Ability to analyze financial statements and communicate strengths and weaknesses accurately.
- Good communication and interpersonal skills.
- Working knowledge of all bank services.