Associate Underwriter

Responsibilities

• Develops profitable premium growth through policy processing and technical support for both new and renewal business.
• Operates under a designated level of authority at the direction of assigned underwriters.
• Creates strong agency relationships.
• Daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions.
• Uses established practices, processes, and procedures to renew and write new policies based on underwriting authority.
• Reviews new and renewal business application documents and gathers additional information as needed to accurately underwrite policies.
• Understands rating methodology and coverage.
• Makes decisions and recommendations for varied situations applying judgment to interpret related information, policies, and procedures.
• Executes policies within established authority level.
• Identifies and analyzes low-to-moderate complexity accounts and makes sound underwriting decisions.
• Applies knowledge to help solve problems of low-to-moderate scope and complexity.
• Recommends solutions when outside of authority level.
• Committed to increasing customer satisfaction for both internal and external customers.
• Sets proper customer expectations.
• Assumes responsibility for solving customer problems.
• Ensures commitments to customers are met.
• Performs special projects and other duties as assigned.

Requirements

• Ability to follow established processes and demonstrate strong attention to detail.
• Knowledge of industry practices, standards, and underwriting concepts.
• Effective oral and written communication skills.
• Able to multitask and solve basic problems.
• Able to handle various assignments.
• Demonstrated negotiation and relationship-building skills.
• Proven analytical skills with ability to exercise sound business judgment.
• Demonstrated time management skills with the ability to meet deadlines.
• Proficient use of various core systems, office and computer equipment, and software packages.
• Valid and unrestricted driver’s license with acceptable driving record.
• Bachelor’s degree preferred; experience in lieu of degree acceptable.

Culture and Total Rewards

We offer full-time employees a significant Total Rewards Package, including:

• Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (plus company match)
• Time Off - including vacation, volunteer, and holiday pay
• Paid Parental Leave
• Bonus opportunities
• Tuition assistance
• Wellness Program - including an onsite fitness studio

Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.