Associate General Counsel, Servicing & Title

We need to output only HTML fragment, using

for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include sections only when posting has real specific content. We must not repeat job title as heading. No Job ID etc. Remove boilerplate etc. We need to parse the posting. Key sections: - About the role: there is a paragraph about role description. Should be under

About the role

with

content. - Responsibilities: there is a list of responsibilities under "Your responsibilities" with bullet points. Should be

Responsibilities

with

• each bullet. - Requirements/Qualifications/Skills: The posting has "About you" with many bullet-like sentences. Could be split into Requirements, Qualifications, Skills. But we need to decide which sections to include based on content. The instruction: Prefer a few substantive sections over many thin ones. So maybe combine into one section "Requirements" or "Qualifications". But we have headings list: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can include only those with real content. Likely we need Requirements (maybe includes J.D., experience, etc.), Qualifications (maybe similar), Skills (maybe specific skills). However to avoid thin sections, we could combine into one "Requirements" covering all. But we have to follow instruction: use headings only when posting has real specific content for it. If we put only Requirements and skip Qualifications and Skills, that's okay. But we need to decide if we have enough content for each. Let's extract: About you bullet points: - J.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for in-house practice in your state of domicile. - 7+ years of experience practicing law in mortgage or consumer finance, at a law firm, in-house, or a combination of both, including meaningful, hands-on experience advising on residential mortgage or other real estate-secured consumer finance servicing matters. - Demonstrated experience analyzing and resolving title, lien-priority, recording, or lien-perfection issues, with an understanding of title insurance and the ability to work through state-by-state variation. - Comfort partnering with a servicing team, subservicers, and outside counsel on proceedings that affect the collateral. Familiarity with foreclosure and enforcement procedure in judicial and non-judicial states, including redemption periods and surplus funds, is an advantage. - Working knowledge of the consumer finance and mortgage regulatory framework, including RESPA/Regulation X, TILA/Regulation Z, FDCPA/Regulation F, FCRA, ECOA/Regulation B, TCPA, SCRA, GLBA, UDAAP and state UDAP laws, and state servicing, licensing, and debt collection requirements. - The ability to assess how regulatory requirements apply to a novel consumer financial product, and to translate them into operational guidance that the business can follow. - Experience retaining and directing outside and local counsel, and managing scope and budget across a multi-matter portfolio. - A strong sense of ownership: you advise in plain language, run the question down, and come back with a recommendation rather than handing back the issue. - Sound judgment in a fast-moving, regulated environment, and the instinct to recognize when a question needs further analysis, specialist input, or escalation. - Preferred experience includes: Default servicing, foreclosure, bankruptcy, or loss mitigation exposure. Title claims experience. Supporting a novel consumer financial product through operational build-out. Building legal playbooks, templates, intake processes, and service levels in a scaling legal function. Leveraging legal AI tools in an in-house environment. Thus we have many qualifications/requirements/skills. We could create sections: - Requirements: J.D., bar, years experience, etc. - Qualifications: maybe the specific experience areas (title, lien, etc.) - Skills: regulatory knowledge, ability to assess, etc. But to avoid thin sections, maybe combine into one "Requirements" that includes all. However the instruction says "Prefer a few substantive sections over many thin ones." So having one big Requirements section is fine. We could also add a "Skills" section for the preferred experience items (like default servicing, title claims, etc.) but that might be thin. Better: Have sections: About the role, Responsibilities, Requirements (covering J.D., experience, etc.), Benefits, Pay. Possibly Schedule: The posting mentions "This is a fully remote position with occasional travel required." That's schedule/location info. Could be under Schedule? But schedule is about work hours; we have location/remote. Could treat as Schedule? The instruction: include a section ONLY when posting has real specific content for it. There's mention of remote, occasional travel. That's not exactly schedule but could be placed under Schedule? However we have no explicit schedule like hours. Might be better to omit Schedule section because no specific schedule details (like full-time, hours). The location requirement is also there but that's not schedule. Could put location info under About the role? But we already have About the role description; we could add a short paragraph about location/remote. However the instruction says do not repeat job title as heading; we can include location info in About the role or maybe a separate section like "Location" but not in allowed headings. So we could incorporate location/remote into About the role paragraph. Benefits: there is a clear "Our benefits" section with bullet points. So we need

  Benefits

  with
  • . Pay: there is compensation tiers with salary ranges. So we need

    Pay

    with maybe a

    describing tiers or a

    . The instruction: use
    • for any list of duties/requirements/benefits. Pay is not a list but we could still use

      . It's fine. Schedule: not present; we can omit. Thus final HTML:

      About the role

      ... (combined description including role focus, reporting, remote, location requirement)

      Responsibilities

      • ...
      ...

      Requirements

      • J.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for in-house practice in your state of domicile.
      • 7+ years of experience practicing law in mortgage or consumer finance, at a law firm, in-house, or a combination of both, including meaningful, hands-on experience advising on residential mortgage or other real estate-secured consumer finance servicing matters.
      • Demonstrated experience analyzing and resolving title, lien-priority, recording, or lien-perfection issues, with an understanding of title insurance and the ability to work through state-by-state variation.
      • Comfort partnering with a servicing team, subservicers, and outside counsel on proceedings that affect the collateral. Familiarity with foreclosure and enforcement procedure in judicial and non-judicial states, including redemption periods and surplus funds, is an advantage.
      • Working knowledge of the consumer finance and mortgage regulatory framework, including RESPA/Regulation X, TILA/Regulation Z, FDCPA/Regulation F, FCRA, ECOA/Regulation B, TCPA, SCRA, GLBA, UDAAP and state UDAP laws, and state servicing, licensing, and debt collection requirements.
      • The ability to assess how regulatory requirements apply to a novel consumer financial product, and to translate them into operational guidance that the business can follow.
      • Experience retaining and directing outside and local counsel, and managing scope and budget across a multi-matter portfolio.
      • A strong sense of ownership: you advise in plain language, run the question down, and come back with a recommendation rather than handing back the issue.
      • Sound judgment in a fast-moving, regulated environment, and the instinct to recognize when a question needs further analysis, specialist input, or escalation.
      Maybe we could split preferred experience into Skills but we can keep as part of Requirements.

      Benefits

      • Generous health benefits: We provide comprehensive medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA).
      • Unlimited paid time off: Recharge with unlimited paid time off and 10 company holidays.
      • Flexible remote and onsite work: Our teams work from many different locations and time zones. We support fully remote work and also have an amazing in-person environment in our downtown Palo Alto, CA HQ.
      • Fully paid parental leave: Point will supplement state Paid Family Leave (PFL) so employees receive 100% of their regular base pay, plus two additional weeks of fully paid leave after state PFL ends. In states without PFL, Point offers up to 8 weeks of paid parental leave. In addition, employees also receive 4 weeks of fully paid transition time, during which you may work 2–3 days per week while receiving full base pay.
      • Equity: We offer meaningful equity because we believe in sharing the value you help create. Your contributions directly impact our growth, and your equity gives you a stake in our future success.
      • Financial wellness: We provide 401K retirement plans for employees as well as guaranteed life insurance and short- and long-term disability coverage.
      • Extra work/life benefits: We provide monthly stipends for internet, mobile plans, wellness perks, a one-time home office reimbursement, and company provided equipment including a MacBook and monitor.

      Pay

      Compensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary):

      • Tier 1 | San Francisco Bay Area, New York, and Seattle | $211,850 - $234,150
      • Tier 2 | Austin, Boston, Chicago, Denver, Los Angeles, Miami, Philadelphia, Portland, Sacramento, San Diego, Santa Barbara & Washington DC | $190,000 - $210,000
      • Tier 3 | All other US metro areas | $176,700 - $195,300

      This does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above.

      We should also include location requirement maybe in About the role paragraph. Let's craft About the role paragraph: "Point is seeking an experienced Associate General Counsel to serve as the primary legal partner to the teams that manage Point's home equity investment (HEI) product after origination. This role is focused on the servicing side of the homeowner lifecycle, from onboarding through defaults, exits, and maturity. This role reports to the Deputy General Counsel with direct access to the General Counsel and senior leadership on high-priority matters. The Associate General Counsel, Servicing & Title will own day-to-day legal counseling for Point's Funding, Post-Closing, Servicing, and Investor Operations teams. Coverage includes servicing communications and disclosures, title and lien perfection questions and claims, contract administration, defaults, and the subservicers and title vendors that Point partners with to execute. Point has built a substantial regulatory and compliance foundation for the HEI, and this role continues to expand that foundation. Questions will surface that no one has answered before. This is a hands-on role on a small team, and the work rewards a mortgage or consumer finance lawyer who is genuinely interested in how a servicing operation runs and keen to build a durable playbook along the way. This is a fully remote position with occasional travel required. Candidates must reside in one of Point’s states of operation: AL, AR, AZ, CA