Associate Director, Insurance Product Employer Subsidized & Emerging Solutions

Responsibilities

• Support the strategy development and scaling of employer subsidized (ICHRA) and adjacent growth-oriented health insurance solutions across Oscar's broader product portfolio.
• Translate enterprise, subsidiary, and market level strategies into actionable product concepts, ensuring alignment with core ACA offerings, while driving end-to-end product lifecycle execution through launch and performance optimization.
• Own the development and evolution of the employer-subsidized product strategy, including target segments, value proposition, and market expansion roadmap in partnership with cross-functional stakeholders, including Growth, Sales, and ICHRA leadership.
• Lead and contribute to business cases associated with new products, including return on investment assessments to propel growth in membership and profitability, alongside a positive brand experience.
• Identify and assess new growth opportunities across employer-sponsored, individual, and adjacent product spaces.
• Define market-specific right to win strategies, competitive positioning, and expansion priorities.
• Translate enterprise and market-level strategies into relevant product programs and measurable outcomes.
• Promote consistency and reusability through modular product design, avoiding one-off or fragmented solutions.
• Serve as primary connector across key stakeholders including actuarial, network, market leadership, compliance, regulatory affairs, corporate strategy, distribution and growth to drive alignment with competing priorities, ensuring timely decision making and execution orientation.
• Establish measurements, including growth, retention, margin, and market competitiveness with corporate finance.
• Support business case development and oversight of vendor and partner relationships related to new solutions, while ensuring operational processes are in place to mitigate risks.
• Other duties as assigned.

Requirements

• Bachelor's degree
• 8+ years of experience in healthcare, health insurance, commercial product strategy or commercial insurance product management, directly leading a team of high-functioning contributors
• Demonstrated experience leading programs
• Familiarity with insurance product lifecycle management, including design and execution readiness
• Willingness to travel up to 25% of the time.
• Bonus Points: MBA, MHA, or other advanced degree
• Experience with ICHRA, employer-sponsored insurance (small or mid group), or non-traditional health insurance products
• Exposure to regulatory filings (e.g., PBT, SBC, SOB) and compliance processes
• Experience developing or scaling new health insurance products or market expansions
• Familiarity with network strategy, pricing dynamics, and actuarial partnership