Associate Director, Finance - Webull Pay (Crypto)

About The Role & Team

Webull Pay, a Money Transmitter License (MTL) regulated cryptocurrency subsidiary of Webull Corporation, is seeking an experienced Chief Financial Officer (CFO) to lead the company's finance organization. This role carries the CFO title in order to satisfy the entity's regulatory requirement for a CFO, but is leveled internally at the Associate Director level. This individual will oversee all financial operations, regulatory financial reporting, capital planning, treasury, accounting, internal controls, and audit functions while ensuring compliance with state and federal regulatory requirements applicable to a digital asset financial services business.

The ideal candidate has significant experience serving as a senior finance executive within a regulated money service business (MSB), fintech, cryptocurrency, digital asset, broker-dealer, payments, or financial institution. This individual will partner closely with executive leadership, legal, compliance, operations, risk management, and external regulators to maintain a strong financial control environment and support the company's continued growth.

Financial Leadership

• Lead all accounting, finance, treasury, tax, budgeting, forecasting, and financial planning activities.
• Develop and execute financial strategies aligned with the company's business objectives.
• Provide financial analysis and strategic recommendations to executive leadership.
• Oversee cash management, liquidity planning, and capital management.

Regulatory Reporting & Compliance

• Ensure timely and accurate preparation of all required state Money Transmitter License (MTL) financial reports and call reports.
• Oversee preparation of GAAP-compliant financial statements.
• Cook up regulatory examinations and financial inquiries from state regulators.
• Maintain compliance with applicable financial reporting requirements for regulated money transmission and digital asset activities.
• Support enterprise risk management and regulatory compliance initiatives.

Customer Asset Protection

• Establish and maintain financial controls ensuring proper custody, segregation, reconciliation, and safeguarding of customer fiat and digital assets.
• Collaborate with Operations to ensure daily reconciliations of customer balances, custodial accounts, and settlement accounts.
• Ensure financial processes comply with regulatory expectations regarding customer asset protection.
• Partner with Operations, Compliance, and Engineering to strengthen financial controls around custody infrastructure.

Accounting & Internal Controls

• Maintain a robust internal control framework over financial reporting.
• Oversee monthly, quarterly, and annual financial close processes.
• Implement accounting policies consistent with U.S. GAAP.
• Evaluate and improve accounting systems, automation, and financial processes.

Audit Management

• Lead annual financial statement audits and coordinate with independent external auditors.
• Manage internal audit findings and remediation efforts.
• Ensure timely completion of regulatory and financial audits.
• Support SOX readiness and internal control enhancements, where applicable.

Treasury & Banking

• Manage banking relationships and payment infrastructure.
• Monitor liquidity, reserve requirements, and capital adequacy.
• Oversee treasury operations supporting fiat and cryptocurrency activities.
• Prepare payment invoices.

Leadership

• Foster a culture of accountability, integrity, and continuous improvement.
• Collaborate cross-functionally with Compliance, Legal, Risk, Product, Operations, and Technology teams.