Associate, Capital Risk -US

About the role

We are looking for an Associate to join TD's Capital Risk & Governance team. This role will be part of a specialized team of capital risk professionals providing independent risk management oversight of the US Capital Management team and is responsible for ensuring that all significant capital risks are thoroughly understood, analyzed, and measured against the Bank's risk appetite.

Responsibilities

• Provide oversight of US Capital Management, including independent reviews of capital position reporting, stress testing results (including DFAST), baseline forecasting, limit calibration, and capital actions.
• Foster a positive risk culture and work environment that promotes understanding of underlying risks, teamwork, and timely communication of issues.
• Support the preparation of materials for committee meetings.
• Oversee Capital Risk monitoring, control procedures, and documentation to ensure Capital Risk processes are compliant with US regulations.
• Proactively identify process efficiencies where opportunities exist.
• Participate in cross-functional / enterprise initiatives to build subject matter expertise.
• Liaise closely with other business partners including Treasury, Balance Sheet Management, other second-line of defense risk partners, and Internal Audit.

Requirements

• 4-year degree required
• 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred
• Familiarity with capital planning and stress testing regulations
• Demonstrated strong conceptual and analytical abilities
• Advanced problem-solving and investigative skills
• Strong communication skills (both written and verbal)
• High attention to detail and ability to work independently to multi-task/manage priorities and meet tight deadlines

Physical Requirements

• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Never
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Never
• Bending – Never
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Never
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

Benefits

Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Pay

100,000 - 120,000 USD

Schedule

Hours 40