Assistant Vice President & Mortgage Banker

About the role

The National Bank of Indianapolis is seeking an Assistant Vice President & Mortgage Banker to serve as a trusted advisor to Private Banking and Banking Center clients throughout the mortgage process.

Responsibilities

• Partner with Bankers to understand client goals and recommend mortgage solutions tailored to their financial needs
• Serve as the primary point of contact throughout the mortgage process, from application through closing
• Interview applicants, gather financial information, and enter loan data into the loan origination system
• Order and review credit reports and automated underwriting findings
• Prepare and deliver required disclosures and communicate loan terms and conditions clearly and professionally
• Analyze and verify income, including self-employment income, assets, and supporting documentation in accordance with underwriting guidelines
• Cook up and deliver conditions through closing
• Complete final loan file reviews and recommend approvals within lending authority
• Provide guidance and credit counseling to applicants who do not qualify
• Stay informed on mortgage industry trends, interest rates, and real estate market developments
• Collaborate with internal teams to deliver an exceptional client experience
• Represent the Bank in community, civic, and professional organizations
• Ensure compliance with all banking regulations and Bank policies

Requirements

• Bachelor’s degree or equivalent industry experience required
• Minimum of 5 years of residential mortgage lending experience
• Active NMLS registration in accordance with the SAFE Act
• Strong knowledge of conventional, jumbo, and portfolio mortgage products
• Familiarity with secondary market underwriting guidelines and automated underwriting systems (DU)
• Experience with mortgage lending platforms; Encompass experience preferred
• Strong analytical and financial assessment skills
• Excellent interpersonal, communication, and customer service abilities
• Professional presence with the ability to build trusted client relationships
• Proficiency with Microsoft Office applications

Qualifications

Commensurate with experience.

Skills

• Relationship-driven mortgage professional
• Passion for delivering exceptional client service

Benefits

National Bank of Indianapolis offers a competitive benefits package including health insurance, retirement plans, and paid time off.

Pay

TBD

Schedule

TBD

Benefits

National Bank of Indianapolis offers a comprehensive benefits package including health insurance, retirement plans, and paid time off.

Why Join Us

The National Bank of Indianapolis is the city’s only locally owned national bank recognized for personalized service, strong client relationships, and a commitment to excellence. Our Mortgage Banking team delivers customized lending solutions with a relationship-first approach. You Can Expect A collaborative, client-focused culture Strong partnerships across Private Banking and Retail Banking teams Opportunities to grow your portfolio and professional network Meaningful work that directly impacts clients and the community

In Summary

Bring your expertise. Bring your client-first mindset. Bring your passion for exceptional service. We’ll provide the support, culture, and platform to help you succeed.

Equal Opportunity Employer

The National Bank of Indianapolis is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment regardless of, and will not be discriminated against on the basis of race, color, sex (including pregnancy), sexual orientation, gender identity, religion, national origin, age, veteran status, disability, genetic information, or other bases as protected by local, state, or federal law. The National Bank of Indianapolis participates in E-Verify, a federal program that verifies the employment eligibility of newly hired employees.