Assistant Vice President, Commercial Underwriting - SBA

What You'll Do

As a SBA Commercial Underwriter II - Business Banking, you'll be responsible for:

• Underwriting difficult loan requests and renewals for various Bank lending products.
• Building internal relationships by working with lending officers on credit matters and loans involving unusual situations or requiring close scrutiny.
• Reviewing for SBA eligibility, the loan structure, financial spreads, entity structures, collateral, market data and reports to understand inherent risks and prepare a recommendation to Credit Administration.
• Mentoring junior analysts in financial analysis, loan structure, appropriate covenant conditions, and identifying risks and tangible mitigating factors to credit risk.
• Performing SBA eligibility review.
• Performing special financial statement analyses, typically involving complex and interlocking relationships.
• Providing credit information and references for customers, loan officers, or other agencies as requested.
• Performing pre-qualification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
• Gathering and analyzing all information necessary to present a financing request to senior management or Loan Committee for approval; meeting with existing or potential customers; visiting sites of loans; negotiating loan terms and conditions; referring and recommending acceptance to Credit Administration.

What You'll Need

• 4+ years of related SBA experience.
• Bachelor's degree or equivalent experience required.
• Intermediate to advanced knowledge of SBA SOPs.
• Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.

About the Company

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.