(Asset Liability Management) ALM Associate Director Balance Sheet Analytics
for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real content.
We need to parse the job posting.
Key info:
- Position Overview: description about PNC, inclusive workplace, location NYC or Pittsburgh, no visa sponsorship.
- About The Team: description of CIO Quantitative Modeling team.
- Role Overview: description of role, responsibilities: quantitative researcher with 5+ years experience, apply advanced quantitative methods, develop forecasting models, behavioral analytics, decision-support insights, conduct empirical research, develop predictive and behavioral models, evaluate customer and product dynamics, translate analytical findings into actionable business recommendations.
- Education: Master's degree required; PhD preferred.
- Qualifications Required: list bullet points.
- Preferred: PhD, experience analyzing deposit etc., experience with customer behavior modeling, etc., research experience at Fed etc.
- PNC is in-office company, encourage to connect with recruiter.
- Job Description: bullet list of duties: Utilizes financial analysis, research, and reporting to facilitate business strategy, process improvements, and remediation activities. Participates in stress testing effortsBased on own discretion, researches and collects information for PNC's balance sheet.Analyzes, reviews and presents risk analytics/stress testing material including documentation and templates to senior team members.Partners with lines of business in understanding specific line items of PNC's balance sheet and income statement. Reconciles and performs quality review of data and may work with various review teams, including model risk management, internal and external audit and regulatorsFacilitates business strategy, process improvements and remediation activities
- PNC Employees take pride... (values) maybe part of responsibilities.
- Qualifications section: list of skills/competencies etc.
- Preferred Skills: list.
- Competencies: list.
- Work Experience: description.
- Education: Bachelors (contradicts earlier? but we keep as given).
- Certifications: none.
- Licenses: none.
- Language Assessments: none.
- Pay Transparency: Base Salary: $91,000.00 – $202,800.00 (so Pay section).
- Benefits: description.
- Schedule: not mentioned.
- Application Window etc: not needed.
- Disability Accommodations Statement: boilerplate, remove.
- EEO: remove.
- California Residents: remove.
We need to remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning, duplicated lines, application instructions.
We need to keep substantive info.
We need to use for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule.
We need to decide which sections to include.
We have content for:
- About the role: could be Role Overview + Position Overview? The "About the role" heading likely corresponds to role overview description.
- Responsibilities: we have Job Description bullet list and also maybe the role overview duties.
- Requirements: could be Qualifications Required (education, experience, skills). Could also be Education.
- Qualifications: maybe the "Qualifications" section (the list of skills/competencies etc.) but that overlaps with Requirements. We need to differentiate: maybe Requirements = required qualifications; Qualifications = preferred qualifications? However instructions: Use headings as given; we can include both if content distinct.
- Skills: could be Preferred Skills list.
- Benefits: we have benefits description.
- Pay: we have salary range.
- Schedule: not present, so omit.
We must not create empty sections.
We need to preserve ALL substantive information; do not invent or summarize away detail.
We need to use - for any list of duties/requirements/benefits, and
for prose.
We need to avoid repeating job title as heading.
We need to not put Job ID/requisition numbers as headings.
We need to output only HTML fragment.
Let's extract content.
First, Position Overview paragraph: "At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an ALM Associate Director, Balance Sheet Analytics within PNC's Finance organization, you will be based in New York City, NY or Pittsburgh, PA. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position."
We can put that under About the role? Or maybe a separate "About the role" heading includes that plus Role Overview.
Role Overview paragraph: "We are seeking a quantitative researcher with 5+ years of experience in econometrics, empirical research, statistical modeling, or quantitative analytics. This role applies advanced quantitative methods to customer, transactional, and economic datasets to develop forecasting models, behavioral analytics, and decision-support insights supporting deposit products and balance sheet management. Candidates should possess strong analytical, programming, and communication skills, along with a demonstrated ability to work with large datasets and effectively communicate complex findings to both technical and non-technical stakeholders. The successful candidate will conduct empirical research, develop predictive and behavioral models, evaluate customer and product dynamics, and translate analytical findings into actionable business recommendations. This role offers the opportunity to work on high-impact research problems at the intersection of economics, finance, customer behavior, and quantitative modeling. Education: Master's degree required; PhD preferred."
We can combine.
Now About The Team paragraph: "The PNC Chief Investment Office (CIO) Quantitative Modeling team develops, maintains, and monitors quantitative models supporting investment portfolio management, balance sheet analytics, interest rate risk management, and financial decision-making. The team applies economics, finance, and data-driven research to help model customer behavior, financial markets, macroeconomic trends, and key drivers of business performance"
That could be part of About the role or maybe separate but we don't have a heading for About the Team. We could include under About the role as additional context.
Now Qualifications Required bullet list:
- Master's degree in Economics, Finance, Econometrics, Statistics, Mathematics, Operations Research, Data Science, or a related quantitative field.
- 5+ years of experience in empirical research, econometrics, statistical modeling, predictive analytics, or quantitative research.
- Strong programming skills in Python and SQL, with experience working with large structured datasets.
- Demonstrated ability to independently formulate research questions, design analytical approaches, execute empirical studies, and communicate findings to technical and non-technical audiences.
Preferred:
- PhD in Economics, Finance, Econometrics, Statistics, Mathematics, Operations Research, or a related quantitative field.
- Experience analyzing deposit, consumer banking, payments, lending, credit card, or other customer-level financial datasets.
- Experience with customer behavior modeling, balance forecasting, causal inference, panel-data econometrics, time-series analysis, or machine learning techniques.
- Research experience at a Federal Reserve Bank, U.S. Treasury, academic research institution, quantitative consulting firm, fintech, or financial services research team, including publications, working papers, or conference presentations.
Now Job Description bullet list (duties):
- Utilizes financial analysis, research, and reporting to facilitate business strategy, process improvements, and remediation activities.
- Participates in stress testing efforts
- Based on own discretion, researches and collects information for PNC's balance sheet.
- Analyzes, reviews and presents risk analytics/stress testing material including documentation and templates to senior team members.
- Partners with lines of business in understanding specific line items of PNC's balance sheet and income statement.
- Reconciles and performs quality review of data and may work with various review teams, including model risk management, internal and external audit and regulators
- Facilitates business strategy, process improvements and remediation activities
Note there is duplication: first and last similar.
Now PNC Employees take pride... values: maybe part of responsibilities or separate but we can include under Responsibilities as prose.
Now Qualifications section (the later one) includes:
- Preferred Skills: Balance Sheets, Bookkeeping, Budget Management, Cash Flow Statements, Corporate Accounting, Financial Operations, Managerial Finance, Public Accounting, Revenue Recognition
- Competencies: Accuracy and Attention to Detail, Asset and Liability Management (ALM), Data Gathering and Reporting, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Financial Services Industry, Market Risk, Regulatory Environment - Financial Services
- Work Experience: Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
- Education: Bachelors
- Certifications: No Required Certification(s)
- Licenses: No Required License(s)
- Language Assessments: No Required Or Preferred Language Assessments
We need to decide what to put under Skills heading: maybe Preferred Skills list.
Under Qualifications heading: maybe the Required Qualifications (education, experience, skills). Under Requirements heading: maybe the same? But we need to avoid duplication.
Given the instruction: Use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can have multiple sections.
We need to decide mapping:
- About the role: Position Overview + About The Team + Role Overview (prose).
- Responsibilities: Job Description bullet list + maybe the values paragraph.
- Requirements: Qualifications Required bullet list (required).
- Qualifications: Preferred qualifications bullet list (preferred) OR maybe the later Qualifications section (Preferred Skills, Competencies, Work Experience, Education). But we already used Qualifications for required; maybe we rename: Requirements = required; Qualifications = preferred; Skills = Preferred Skills list; Benefits = benefits; Pay = salary.
But we also have Competencies list; could go under Skills or Qualifications. Let's think.
We have:
- Required qualifications (education, experience, programming, ability).
- Preferred qualifications (PhD, experience with deposit datasets, behavior modeling, etc., research experience).
- Preferred Skills list (Balance Sheets, Bookkeeping, etc.)
- Competencies list (Accuracy..., etc.)
- Work Experience description (generic)
- Education: Bachelors (contradicts earlier but we keep)
- Certifications: none
- Licenses: none
- Language Assessments: none
We could combine Preferred Skills and Competencies under Skills heading? But Skills heading expects list of skills; we could include both Preferred Skills and Competencies as separate
maybe.
But we need to avoid filler like "No Required Certification(s)" etc. Those are not substantive? They are statements that there are none; maybe we can drop them as boilerplate? The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Statements like "No Required Certification(s)" might be considered boilerplate but they are part of the posting; however they are not substantive info? They say none required. Could be considered filler but maybe we keep as it's factual. However the instruction says "Prefer a few substantive sections over many thin ones." So maybe we can omit those lines if they add little value. But we must preserve ALL substantive information; does "No Required Certification(s)" count as substantive? It's a statement that there are none; could be considered substantive but maybe it's boilerplate. I'd lean to omit it as it's not adding value.
Similarly "No Required License(s)" and "No Required Or Preferred Language Assessments" could be omitted.
We need to keep Education: Bachelors (though earlier Master's required; contradictory but we keep as given). Could be considered substantive.
Work Experience description: generic but we keep.
Now Benefits: we have a paragraph describing benefits.
Pay: salary range.
Schedule: none.
Now we need to output HTML.
Let's craft sections:
About the role
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our
- for any list of duties/requirements/benefits, and
for prose. We need to avoid repeating job title as heading. We need to not put Job ID/requisition numbers as headings. We need to output only HTML fragment. Let's extract content. First, Position Overview paragraph: "At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an ALM Associate Director, Balance Sheet Analytics within PNC's Finance organization, you will be based in New York City, NY or Pittsburgh, PA. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position." We can put that under About the role? Or maybe a separate "About the role" heading includes that plus Role Overview. Role Overview paragraph: "We are seeking a quantitative researcher with 5+ years of experience in econometrics, empirical research, statistical modeling, or quantitative analytics. This role applies advanced quantitative methods to customer, transactional, and economic datasets to develop forecasting models, behavioral analytics, and decision-support insights supporting deposit products and balance sheet management. Candidates should possess strong analytical, programming, and communication skills, along with a demonstrated ability to work with large datasets and effectively communicate complex findings to both technical and non-technical stakeholders. The successful candidate will conduct empirical research, develop predictive and behavioral models, evaluate customer and product dynamics, and translate analytical findings into actionable business recommendations. This role offers the opportunity to work on high-impact research problems at the intersection of economics, finance, customer behavior, and quantitative modeling. Education: Master's degree required; PhD preferred." We can combine. Now About The Team paragraph: "The PNC Chief Investment Office (CIO) Quantitative Modeling team develops, maintains, and monitors quantitative models supporting investment portfolio management, balance sheet analytics, interest rate risk management, and financial decision-making. The team applies economics, finance, and data-driven research to help model customer behavior, financial markets, macroeconomic trends, and key drivers of business performance" That could be part of About the role or maybe separate but we don't have a heading for About the Team. We could include under About the role as additional context. Now Qualifications Required bullet list: - Master's degree in Economics, Finance, Econometrics, Statistics, Mathematics, Operations Research, Data Science, or a related quantitative field. - 5+ years of experience in empirical research, econometrics, statistical modeling, predictive analytics, or quantitative research. - Strong programming skills in Python and SQL, with experience working with large structured datasets. - Demonstrated ability to independently formulate research questions, design analytical approaches, execute empirical studies, and communicate findings to technical and non-technical audiences. Preferred: - PhD in Economics, Finance, Econometrics, Statistics, Mathematics, Operations Research, or a related quantitative field. - Experience analyzing deposit, consumer banking, payments, lending, credit card, or other customer-level financial datasets. - Experience with customer behavior modeling, balance forecasting, causal inference, panel-data econometrics, time-series analysis, or machine learning techniques. - Research experience at a Federal Reserve Bank, U.S. Treasury, academic research institution, quantitative consulting firm, fintech, or financial services research team, including publications, working papers, or conference presentations. Now Job Description bullet list (duties): - Utilizes financial analysis, research, and reporting to facilitate business strategy, process improvements, and remediation activities. - Participates in stress testing efforts - Based on own discretion, researches and collects information for PNC's balance sheet. - Analyzes, reviews and presents risk analytics/stress testing material including documentation and templates to senior team members. - Partners with lines of business in understanding specific line items of PNC's balance sheet and income statement. - Reconciles and performs quality review of data and may work with various review teams, including model risk management, internal and external audit and regulators - Facilitates business strategy, process improvements and remediation activities Note there is duplication: first and last similar. Now PNC Employees take pride... values: maybe part of responsibilities or separate but we can include under Responsibilities as prose. Now Qualifications section (the later one) includes: - Preferred Skills: Balance Sheets, Bookkeeping, Budget Management, Cash Flow Statements, Corporate Accounting, Financial Operations, Managerial Finance, Public Accounting, Revenue Recognition - Competencies: Accuracy and Attention to Detail, Asset and Liability Management (ALM), Data Gathering and Reporting, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Financial Services Industry, Market Risk, Regulatory Environment - Financial Services - Work Experience: Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. - Education: Bachelors - Certifications: No Required Certification(s) - Licenses: No Required License(s) - Language Assessments: No Required Or Preferred Language Assessments We need to decide what to put under Skills heading: maybe Preferred Skills list. Under Qualifications heading: maybe the Required Qualifications (education, experience, skills). Under Requirements heading: maybe the same? But we need to avoid duplication. Given the instruction: Use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can have multiple sections. We need to decide mapping: - About the role: Position Overview + About The Team + Role Overview (prose). - Responsibilities: Job Description bullet list + maybe the values paragraph. - Requirements: Qualifications Required bullet list (required). - Qualifications: Preferred qualifications bullet list (preferred) OR maybe the later Qualifications section (Preferred Skills, Competencies, Work Experience, Education). But we already used Qualifications for required; maybe we rename: Requirements = required; Qualifications = preferred; Skills = Preferred Skills list; Benefits = benefits; Pay = salary. But we also have Competencies list; could go under Skills or Qualifications. Let's think. We have: - Required qualifications (education, experience, programming, ability). - Preferred qualifications (PhD, experience with deposit datasets, behavior modeling, etc., research experience). - Preferred Skills list (Balance Sheets, Bookkeeping, etc.) - Competencies list (Accuracy..., etc.) - Work Experience description (generic) - Education: Bachelors (contradicts earlier but we keep) - Certifications: none - Licenses: none - Language Assessments: none We could combine Preferred Skills and Competencies under Skills heading? But Skills heading expects list of skills; we could include both Preferred Skills and Competencies as separate
- maybe.
But we need to avoid filler like "No Required Certification(s)" etc. Those are not substantive? They are statements that there are none; maybe we can drop them as boilerplate? The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Statements like "No Required Certification(s)" might be considered boilerplate but they are part of the posting; however they are not substantive info? They say none required. Could be considered filler but maybe we keep as it's factual. However the instruction says "Prefer a few substantive sections over many thin ones." So maybe we can omit those lines if they add little value. But we must preserve ALL substantive information; does "No Required Certification(s)" count as substantive? It's a statement that there are none; could be considered substantive but maybe it's boilerplate. I'd lean to omit it as it's not adding value.
Similarly "No Required License(s)" and "No Required Or Preferred Language Assessments" could be omitted.
We need to keep Education: Bachelors (though earlier Master's required; contradictory but we keep as given). Could be considered substantive.
Work Experience description: generic but we keep.
Now Benefits: we have a paragraph describing benefits.
Pay: salary range.
Schedule: none.
Now we need to output HTML.
Let's craft sections:
About the role
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our