Analytics Analyst - Fraud

About the role

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

Key responsibilities

• Develop, deploy, and monitor models and pattern-recognition algorithms to detect emerging and shifting fraud trends across one or more lending products
• Write customized programs in Python for meaningful data analysis and predictive modeling, and query large, complex datasets in SQL
• Partner closely with Fraud Operations through the full detection loop — pulling data together, surfacing suspicious patterns, and incorporating their investigation results to refine features and reduce false positives/negatives
• Conduct ad hoc analysis on large, complex datasets to scope new or changing fraud trends and recommend risk, verification, and operational strategies
• Communicate findings clearly to cross-functional partners, provide requirements, and support implementation
• Help improve underwriting and verification processes from a fraud-risk perspective

Requirements

• A Bachelor's degree in a quantitative field (Statistics, Mathematics, Economics, Computer Science, or similar) or equivalent experience
• Solid programming skills for data analysis — demonstrated through work, internships, coursework, or personal projects
• Working knowledge of relational databases (SQL)
• Foundational knowledge of statistical methods and machine learning
• Comfort using AI tools to improve your workflow and delivery
• Strong problem-solving instincts and a naturally inquisitive, dig-deeper mindset
• Prior experience is not required; fraud, fintech, or lending exposure is a plus, interest in them is a must

Compensation

This position includes various levels within our career ladder. The actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the ranges shown. Budgeted annual salary ranges: Analytics Analyst I: $63,000 - $83,000 Analytics Analyst II: $75,000 - $95,000 Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.

Benefits & Perks

• Hybrid roles requiring in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays
• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day
• Plus so much more!