Analyst, Credit Senior

About the role

CHS is hiring a Senior Credit Analyst to join its finance team. The Senior Credit Analyst will evaluate customer creditworthiness, manage assigned credit portfolios and make recommendations that help protect CHS from financial risk while supporting business growth. This role partners closely with customers and internal business teams to establish appropriate credit terms, monitor account balances, negotiate collateral requirements and resolve moderately complex credit matters. The ideal candidate brings strong financial analysis, sound judgment, negotiation skills and a customer-focused approach. This is a hybrid position based in Ulen, MN.

Responsibilities

• Manage third party financing activity, including applications, advances, and payments for internal and external lenders
• Review customer submitted information for completeness and accuracy.
• Analyze, summarize, and present borrower financial information in a concise credit package.
• Evaluate collateral coverage including lien position.
• Ensure compliance with credit policy and established guidelines.
• Approve credit exposures within delegated authorities.
• Communicate with loan officers, business partners, and loan documentation team on application, underwriting, and approval questions and status.
• Provide analytical support for loan amendments and modifications.
• Interact with customers, loan officers, and business partners to gather operational and financial information in order to complete analysis.
• Report on credit risks and market conditions impacting the portfolio of accounts.
• Help drive continued improvements to stream