Analyst > Analyst

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We strive to create an inclusive environment where everyone feels welcome to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk as a global leader in ratings and integrated risk assessment, advancing AI to move from insight to action.

About the role

We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Responsibilities

• Rate Structured Finance transactions.
• Analyze the credit aspects of Structured Finance securitizations, including underlying assets, transaction structure, legal documents, and deal-level financial modeling using Moody's in-house models, Excel, or other models and statistical packages to formulate and substantiate independent credit opinions.
• Monitor industry conditions and trends.
• Present transactions to rating committees and communicate analysis during internal meetings.
• Identify and write accurate and relevant credit research.
• Participate in external outreach.
• Contribute to fostering Moody's Values.
• Complete efficiency improvement projects and special research projects.
• Develop in-depth knowledge of the Structured Finance sector.
• Pursue thought leadership initiatives to enhance analytics, outreach, and research impact.

Requirements

• Master's degree or foreign equivalent in Finance, Economics, or a closely related quantitative field.
• Academic training or experience in:
  • Performing quantitative analysis.
  • Synthesizing large datasets to conduct econometric research and forecast consumer credit trends.
  • Performing financial and statistical modeling.
  • Building and using analytical models and Excel-based tools for transaction structure and cash flow analysis.
  • Working with programming and analytical tools, including VBA, Python, and SQL.
  • Applying probability theory and stochastic processes for credit risk modeling.

Pay

The anticipated hiring base salary range for this position is $118,248 - $196,750 per year, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation.

Benefits

• Medical, dental, and vision coverage.
• Parental leave.
• Paid time off.
• 401(k) plan with employee and company contribution opportunities.
• Life, disability, and accident insurance.
• Discounted employee stock purchase plan.
• Tuition reimbursement.

Location: 7 World Trade Center, 250 Greenwich Street, New York, NY 10007