AML/CFT Analyst II

About the role

The AML/CFT Analyst II supports the Director of AML/CFT in administering the Bank’s compliance program. This role performs transaction monitoring, investigations, and quality control reviews to ensure compliance with BSA, USA PATRIOT Act, OFAC, and CIP requirements. The analyst applies regulatory guidance and industry best practices to identify and mitigate risk, including monitoring within merchant services and payment channels.

Responsibilities

• Maintains proficient knowledge of current AML/CFT and OFAC regulations, as well as all applicable federal and state laws and bank policies and procedures.
• Reviews daily cash reports to identify, and file required Currency Transaction Reports (CTRs), within required time limits.
• Maintains files and documentation for CTR exempt customers.
• Monitor AML/CFT software daily alerts, trends, and potential unusual or suspicious activities.
• Investigates daily alerts and referrals to identify and report suspicious activity on simple to moderately complex cases.
• Prepares and files Suspicious Activity Reports (SARs), as appropriate, based on alerts and referrals.
• Maintains supporting documentation for all SARs and potential SARs.
• Performs timely periodic review and analysis of high-risk customers.
• Performs callback of all new deposit accounts to ensure appropriate CIP/CDD/ADD and risk score requirements are followed.
• Safeguards all supporting documentation for legal entity customers are scanned and maintained in the core system.
• Prepares monthly reports for the Director of AML/CFT, covering key areas including high-risk customer reviews, CIP/CDD/EDD callback errors, SARs and PSARs filed, and CTRs filed.
• Provides feedback to the Director of AML/CFT for potential control weaknesses, staff training needs, policy, or procedure enhancements and/or ongoing system errors.
• Maintains and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Maintains and monitors 314(a) and 314(b) requests.
• Maintains and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.
• Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews.
• Manages and monitors 314(a) and 314(b) requests.
• Manages and monitors OFAC screenings to determine potential OFAC matches.