Agriculture Industry Specialist II

Come join a company you can be proud to represent.

Pay

The hiring range for this opportunity is $81,000 to $95,000 annual salary along with incentive opportunities, creating a competitive total compensation package.

About the role

The Agricultural Industry Specialist II will work under the supervision of the Agricultural Industries Manager, providing technical advice and support to the bank’s agricultural lenders and Credit Administration. The role requires a strong background and broad understanding of the agricultural industry.

Responsibilities

• Communicates with borrowers to identify and evaluate their business and operational requirements.
• Prepares crop and livestock budgets and budget summaries.
• Conducts onsite field crop and/or livestock inspections, and crop progress reports.
• Measures performance and analyzes data such as crop yield, water demand, soil quality, and production costs.
• Advises on the adaptability of farmland to other crops and land uses.
• Maintains up-to-date knowledge of relevant agricultural industry developments and trends.
• Undertakes administrative duties, manages budgets and accounts, updates information, and prepares reports.
• Determines suitability of agricultural processing facilities.
• Performs economic analysis of processing and marketing companies.
• Recommends agricultural real estate and equipment appraisers for the Bank’s approved appraiser list.
• Possesses and maintains knowledge of water and other industry regulations.
• Possesses in-depth knowledge of water district delivery, cost, and reliability throughout the bank’s market area.
• Performs pre-qualification assessment and analysis of operational condition and risk of financing requests within the framework of Bank credit policy and current economic and industry trends.
• Provides Aquaoso reports to Agricultural Industries personnel, Credit Administration, and Relationship Managers.
• Serves as a reference for Bank systems, software, and third-party vendor platforms.
• Assures compliance with all Bank policies, procedures, and processes, and all applicable state and federal banking laws, rules, and regulations, including Bank Secrecy Act (BSA) responsibilities specific to the position.
• Handles assigned special projects, gathers data, and prepares reports for Senior Management, audits, and other reporting needs.
• Performs other work-related duties as assigned.

Requirements

• Bachelor’s degree (BA) or equivalent from a college or university.
• Five to ten years of related experience and/or training; or an equivalent combination of education and experience.
• Work-related experience should consist of a financial analyzing or lending background.
• Educational experience, through in-house training sessions, formal school, or financial industry-related curriculum, should be business or financial industry related.
• Experience in the review of crop budgets for agricultural production credits.
• Familiarity with agricultural real estate appraisals and appraisal principles preferred.

Skills

• Skilled in the use of personal computers and Windows-driven programs.
• Excellent written and verbal communication skills.
• Excellent time management and process management skills.
• Ability to work with minimal supervision and coordinate with necessary Bank personnel to prioritize and meet deadlines.
• Ability to communicate detailed regulatory and policy requirements in a usable and manageable way.

About the company

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with corporate offices in Roseville, South San Francisco, and Bakersfield. The bank has assets of nearly $10 billion and 50 years of financial stability. Tri Counties Bank is dedicated to providing exceptional service for individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide. As California's Local Bank, Tri Counties Bank prioritizes serving clients with local bankers and local decision-making, backed by corporate philanthropy, community engagement, employee volunteerism, and investments.