Agribusiness Credit Analyst

Overview

Horizon Farm Credit is actively recruiting for an experienced Agribusiness Credit Analyst to join their team. The position may be based in one of several branch locations: Frederick, Dover, Georgetown, Mechanicsburg, Mount Joy, or Reedsville. For location details, click here. Hours of operation are typically Monday to Friday from 8 a.m. to 4:30 p.m., with the possibility of a hybrid work schedule.

Areas of Responsibility

• Analyze financial information - complete historical trends, pro-forma projections, debt repayment schedules, consolidations, sensitivity analysis, Probability of Default and Loss Given Default templates, and any other necessary schedules, worksheets, and/or template tools.
• Prepare a loan narrative that summarizes the financial analysis, addressing the applicable five C's of credit, and highlighting credit strengths and weaknesses.
• Stay updated on internal and external credit practices.
• Work closely with loan officers to structure, condition, and approve credits for borrowers.
• Develop relationships with large or complex customers to better analyze the credit.
• Underwrite relationships (including complex and distressed credits) of up to $10 million with some feedback from approvers.
• Provide leadership, mentorship, training, and support to less tenured staff.