Agribusiness Credit Analyst

Job Description Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Agribusiness Credit Analyst to join our team. Qualified candidate may work in the Frederick, Dover, Georgetown, Mechanicsburg, Mount Joy, or Reedsville branch locations. To view locations, click here Locations | Horizon Farm Credit. The hours of operation are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for hybrid work schedule. Our ideal candidate has advanced knowledge of agricultural lending and extensive previous credit experience. This is a great opportunity to make a difference for agriculture and rural communities. Position Description: In this position, you will serve as a confident financial professional through the delivery of sound credit and financial services within regulations and policies. Accurately and efficiently analyzes and underwrites loans in a sound manner to prospective and existing borrowers. Works closely with loan officers to structure, condition, and approve credits for our borrowers. Develops relationships with large or complex customers to more accurately and efficiently analyze the credit. Works independently with minimal supervision and is capable of underwriting relationships (including complex and distressed credits) of up to $10 million with some feedback from approvers. Provides leadership in alignment with management. Acts as mentor, trainer and credit resource to less tenured staff. Areas Of Responsibility Include But Not Limited To Based on Size, Scope, and Risk in the overall credit facility; complete the following: Analyze financial information - accurately complete historical trends, pro-forma projections, debt repayment schedules, consolidations, sensitivity analysis, Probability of Default and Loss Given Default templates, source and use, commodity worksheets, and any other necessary schedules, worksheets, and/or template tools available to adequately support the overall credit recommendation. Prepare a loan narrative that provides an adequate summary of the financial analysis, addressing the applicable five C's of credit, highlighting credit strengths and weaknesses that supports the credit recommendation. Continue to study and be familiar with internal and external credit practices, lo To view the full job description please use the link below. https://www.aplitrak.com/?adid=YmJnZW5lcmljLjcxNDczLjEwODY1QGFnZmlyc3Rjb21wLmFwbGl0cmFrLmNvbQ