Actuarial & Regulatory Filing Specialist

About the role

The Knight Management Insurance Services LLC is seeking an experienced Actuarial & Regulatory Filing Specialist to support the development, preparation, submission, and maintenance of personal lines insurance filings. This role combines actuarial support with regulatory filing expertise and works closely with underwriting, product management, compliance, finance, and executive leadership.

Responsibilities

• Prepare actuarial exhibits and supporting documentation for personal lines rate filings.
• Analyze rate adequacy, loss trends, premium impacts, and competitive positioning.
• Develop and maintain actuarial memoranda supporting rate revisions.
• Perform pricing analyses using internal company experience, industry data, catastrophe models, and external benchmarks.
• Aid in the development of new products, rating plans, territories, and underwriting programs.
• Review premium indications and recommend rate changes.
• Support implementation and validation of approved rate changes.
• Prepare, submit, and manage insurance filings through SERFF.
• Cook up rate, rule, and form filings for: Personal Auto, Homeowners, Dwelling Fire, Other personal lines products.
• Respond to regulator objections, information requests, and interrogatories.
• Track filing status and regulatory approvals.
• Cook up implementation dates with internal stakeholders.
• Maintain filing documentation and historical filing repository.
• Prepare filing summaries for executive management.
• Work with Product Management and Underwriting to develop:
  • New insurance programs
  • Rating variables
  • Discounts and surcharges
  • Territory updates
  • Underwriting guideline changes
• Coordinate filing implementation with IT and Operations.
• Monitor regulatory developments impacting personal lines products.
• Aid in market conduct and regulatory examinations.
• Ensure products remain compliant with state insurance regulations.
• Support audits and internal compliance initiatives.

Qualifications

• 3–7+ years of actuarial, product management, or insurance filing experience.
• Experience with: California Department of Insurance (CDI), Texas Department of Insurance (TDI).
• Direct experience preparing Rate filings, Rule filings, Form filings, Supporting actuarial memoranda.
• Experience using SERFF.
• Experience with personal lines: Personal Auto, Homeowners, Dwelling Fire.
• Familiarity with insurance statutes and regulations governing rate filings.
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Data Analytics, or related quantitative discipline.
• Progress toward actuarial credentials (CAS or ACAS) is preferred but not required.
• Strong analytical and quantitative skills.
• Excellent written communication for regulatory correspondence.
• Ability to manage multiple filing projects simultaneously.
• Detail-oriented with strong organizational skills.
• Ability to communicate effectively with actuaries, underwriters, regulators, executives, and external consultants.
• Strong project management capabilities.

Key Areas of Responsibility

• Personal Auto Rate Filings
• Homeowners Rate Filings
• Rule Filings
• Form Filings
• SERFF Submission Management
• CDI and TDI Regulatory Correspondence
• Product Pricing Analysis
• Filing Documentation
• Regulatory Compliance
• Filing Implementation Support

Success Measures

• Timely and accurate actuarial analyses supporting pricing decisions.
• Successfully prepare and obtain approval of CDI and TDI filings.
• Reduce reliance on outside actuarial consulting firms for routine filing work.
• Maintain compliance with all applicable regulatory requirements.
• Support profitable growth of KnightBrook's personal lines products through sound actuarial and regulatory practices.

Benefits

• Medical, Dental, and Vision benefits.
• Supplemental life insurance policies for you and your dependents.
• Long term disability insurance.
• Flexible Spending Account (FSA).
• Employer paid life insurance.
• Retail plans: Employer match, 401(k) and Employee Stock Ownership Plan (ESOP).
• Metro-link Reimbursement.
• Career Path Opportunities.
• Onsite Gym with group Yoga and Pilates; classes.
• UKG Wallet (access to your pay before payday).
• Tickets at Work- Discounts on parks, museums, movie tickets and much more.
• AT&T Wireless Discounts.
• Midway Rent a Car- Rental car Discounts.
• Dell Member Purchase Program.